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Virtually Staged. Welcome to this beautifully maintained Lennar-built home located in one of St. Augustine's most sought-after natural gas communities, the highly desirable gated and family-oriented Windward Ranch. Thoughtfully designed with a popular open-concept floor plan, this residence offers a private primary suite separated from the secondary bedrooms, plus a dedicated office/flex room, providing both comfort and functionality for today's lifestyle. The bright and inviting living area features elegant plantation shutters, abundant natural light, and neutral finishes that create a warm and timeless atmosphere. The spacious kitchen flows seamlessly into the dining and living spaces, making it ideal for both everyday living and entertaining. Enjoy Florida's outdoor lifestyle from the screened and enclosed lanai overlooking a private backyard, while the paver driveway enhances the home's curb appeal. Additional features include natural gas service and a CareSoft Pro by WaterCare whole-house water filtration and softening system, designed to help improve water quality throughout the home. Windward Ranch is known for its exceptional resort-style amenities, including three pools with cabanas and relaxation areas, fitness center, pickleball, tennis and basketball courts, mini golf, playground, outdoor café area, walking trails, and gated entry. Zoned for highly rated St. Johns County schools, this exceptional location is just minutes from historic downtown St. Augustine, beautiful beaches, shopping, dining, and numerous local attractions, while also offering convenient access to Ponte Vedra Beach and Jacksonville. Daytona Beach and Orlando's world-famous theme parks are within easy reach, making this an exceptional place to call home and enjoy the very best of Northeast Florida living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $282 | $282 | $282 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,864 | $1,941 | $2,563 |
| Total Monthly Payment | $2,221 | $2,298 | $2,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.