Move-in ready, lock-and-leave, tastefully updated 2-story, top floor unit in the Baker House, along the banks of Colonial Lake in historic downtown Charleston's Harleston Village. Condo 23 is luxurious, bright and airy, with a living room anchored by a character-rich original exposed brick wall. The dining room is surrounded by distinctive arched windows overlooking Colonial Lake. The stylish kitchen has stainless steel appliances, quartz countertops, and a walk-in pantry. Upstairs, the master bedroom has an adjoining bath, dual closets for plenty of storage, and views of Colonial Lake. A second bedroom also has 2 closets and an en suite full bath with expansive views of the city. The third bedroom is currently used as an office and includes a full-sized washer and dryerColonial Lake. The stylish white-on-white kitchen has stainless steel appliances, quartz countertops, and a walk-in pantry. The open layout makes the home feel more like a private residence than an apartment. Whether used as a primary residence, a lock-and-leave second home, or an investment property, the setting is especially appealing for buyers who want historic charm without the maintenance demands of a single-family property. Upstairs are 2 comfortable bedrooms plus a flexible third room, currently used as an office, with a full-size stacked laundry closet. This space works beautifully as a dedicated work-from-home area, guest overflow, creative studio, or additional sleeping space, depending on your needs. The primary bedroom has dual closets for plenty of storage and an adjoining bath. The second bedroom also has 2 closets as well as an en suite full bath. Baker House ownership includes valuable downtown conveniences including 2 off-street parking spots, bicycle storage, and a secured storage locker. The building's comprehensive monthly regime supports the care and maintenance of the landmark building, offering a simplified ownership experience. Baker House sits directly across from Colonial Lake, providing access to its park, gardens, and walking/jogging paths. Beloved by Charlestonians for generations, Colonial Lake has been described as a "serene oasis nestled in the heart of Charleston" (Agoda travel guide) and a "treasure for us all" (Charleston Magazine). Residents gather here year-round for morning walks, evening strolls, dog walking, picnics, and some of the most picturesque views in the Historic District. A landmark $5. 9 million restoration was completed in 2016, with an additional garden revitalization undertaken in 2025, ensuring the park remains one of Charleston's most beautiful and thoughtfully maintained public spaces. Today, the picturesque park is surrounded by grand old homes and attracts families, dog walkers, joggers, and visitors. Right behind the building is Moultrie Playground, with public tennis courts, pickle ball courts, basketball courts, a playground, and batting cages. These facilities make the area popular with families, outdoor enthusiasts, and fitness buffs alike. In the same block, you can walk to the shops and restaurants in The Jasper. Harleston Village is one of the most walkable areas of the city. Broad Street, King Street, MUSC, the College of Charleston, and some of the city's best dining and shopping are all within easy reach. For the buyer seeking a distinctive Charleston residence with history, views, parking, and location, 55 Ashley Avenue 23 offers a compelling alternative to both newer amenity buildings and higher-maintenance downtown homes. Note: Some images have been virtually staged to help illustrate the potential use and layout of the rooms. Care has been taken to represent the spaces as accurately as possible; however, furnishings, décor, and room presentation are for visualization purposes only. Buyers should verify all information deemed important, including room dimensions, layout, and square footage.
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|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $999,200 | $999,200 | $999,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.121% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,831 | $5,991 | $8,432 |
| Total Monthly Payment | $5,956 | $6,116 | $8,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.