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Welcome home to this spacious, move-in-ready Birmingham Model Villa located in the highly sought-after On Top of the World, Ocala's premier gated 55+ golf community. Designed for comfortable, low-maintenance living, this popular villa offers 2 bedrooms, 2 updated baths, and a versatile tandem 2-car garage with endless possibilities. 2026 Roof, 2012 HVAC maintained regularly, & garage door 2021. A charming covered front porch welcomes you and provides the perfect spot to enjoy your morning coffee or unwind with an evening beverage while taking in the peaceful neighborhood setting. Inside, you'll appreciate the thoughtfully designed floor plan featuring a spacious living room, plantation shutters throughout, and an abundance of natural light thanks to several solar tubes. The guest bedroom, located at the front of the home, offers a generous closet and is conveniently situated next to the beautifully updated guest bath. Tucked away at the rear of the home for added privacy, the primary suite features a walk-in closet and an updated en suite bath with a custom tiled walk-in shower and glass enclosure. The heart of the home is the beautifully updated kitchen, complete with granite countertops, an “L” island, updated appliances, and a window overlooking the sink—creating a bright and inviting space for everyday living and entertaining. Adjacent to the kitchen, the spacious family room flows seamlessly into the finished Florida Room, where attractive non-skid tile flooring and walls of windows create the perfect space to relax, entertain, or simply enjoy the Florida sunshine year-round. The oversized tandem garage has been thoughtfully modified with a partition wall and doors to create a separate laundry and utility area, leaving additional space that would make an ideal craft room, workshop, hobby area, home office, or extra storage.
Whether you're looking for a full-time residence or a seasonal retreat, this beautifully updated villa offers the perfect combination of comfort, functionality, and the exceptional active-adult lifestyle that makes On Top of the World one of Ocala's most desirable 55+ communities. The monthly HOA fee includes Basic Spectrum Cable, irrigation water, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 monitored gates and what seems like endless amenities; four pools (3 outside including the brand new Summit w/resistance pool & 1 inside), two state of the art fitness centers, pickleball (uncovered & covered), billiards, archery range, multiple dog parks, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to several shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and within a close proximity to entertainment complexes in Orlando. POTENTIAL TURN-KEY OPPORTUNITY WITH FURNISHINGS INCLUDED. . . .
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Our Executive Mortgage Banker:
Our Insurance Division:
$149,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $119,999 | $119,999 | $119,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $72 | $72 | $72 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $729 | $758 | $996 |
| Total Monthly Payment | $876 | $905 | $1,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.