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Welcome to 830 Terry Road, a beautifully updated 4-Bedroom, 3-Bath Home, situated in a vibrant and desirable neighborhood, Low Taxes! This well-cared for home boasts a private backyard oasis featuring a 44 x 24-foot heated Mountain Lake pool, complete with a waterfall. Surrounding the pool is a generously-sized patio, perfect for entertaining, lounging, and grilling. And, for your favorite furry pets, there is an enclosed pen located in the rear yard. The Home's layout includes a Junior Primary, Guest Bedroom and 2 Full Baths on the First Floor, along with a welcoming foyer leading to a large Living Room with a skylight, ensuring a light and bright atmosphere throughout. The Primary Bedroom, 3rd Guest Bedroom, and a Bonus Room/Loft are all located on the Second Floor. The Kitchen and Dining area feature stainless appliances and plenty of room for your daily and special gatherings. A covered Patio off the Kitchen provides an ideal spot for outdoor relaxation and dining as well. But, the charm of this property extends beyond its boundaries. Just a stone's throw away is the bustling Ronkonkoma Transportation Hub, offering various dining options and entertainment venues, as well as direct trains to Penn Station, for those daily commuters and/or visitors to NYC. As an added bonus, the nearby Smith Haven Mall will cater to all of your shopping and dining needs. 830 Terry Road is more than just a Residence, it's a lifestyle. A blend of comfort, convenience, and charm awaits its next owner!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $955 | $955 | $955 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,856 | $4,072 | $5,731 |
| Total Monthly Payment | $4,903 | $5,119 | $6,778 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.