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Welcome to 204 Duke Drive in the highly desirable Victoria Oaks community of DeLand! Built in 2020 by D. R. Horton, this beautifully maintained 4-bedroom, 2-bath home offers 1, 828 square feet of thoughtfully designed living space with an open-concept floor plan that’s perfect for both everyday living and entertaining. The spacious kitchen features granite countertops, stainless steel appliances, a large center island, and ample cabinet space, all overlooking the dining and living areas. The private owner’s suite includes a generous walk-in closet, dual vanities, an oversized walk-in shower, and a separate water closet. Additional highlights include ceramic tile in the main living areas, luxury vinyl flooring in the bedrooms, a covered rear lanai, Smart Home technology, a two-car garage, and a fully fenced backyard. Living in Victoria Oaks/Victoria Park means enjoying an exceptional lifestyle with amenities that include: Resort-style swimming pools, Multiple fitness centers, Tennis courts, Miles of walking and biking trails, Playground and parks, Championship golf course nearby, Clubhouse and community gathering spaces, Sidewalk-lined streets, and Cable TV and high-speed internet included through the HOA fee. Conveniently located just minutes from Historic Downtown DeLand, shopping, dining, medical facilities, schools, and with easy access to I-4, this home also offers a short drive to Orlando and the beautiful East Coast beaches. If you’re looking for a move-in-ready home with modern finishes and outstanding community amenities. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $401 | $401 | $401 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,774 | $1,844 | $2,425 |
| Total Monthly Payment | $2,250 | $2,320 | $2,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.