10018 SW 98TH LANE, Ocala, FL, 34481 | $279,900

Built 2019. Experience the best of Florida's active adult lifestyle in this highly sought-after Tamar Model SMART Home, featuring fully paid and transferable SOLAR panels, located in the desirable Crescent Ridge 3 neighborhood of On Top of the World. Combining energy efficiency, modern technology, and stylish upgrades, this move-in-ready home offers everything today's discerning buyer is looking for. The home's attractive curb appeal begins with stacked stone accent, a paver driveway and walkway leading to a stunning full-panel beveled glass entry door. Step inside and immediately appreciate the light-filled, open floor plan designed for comfortable everyday living and effortless entertaining. Just off the foyer, elegant frosted French doors open to a spacious Flex Room—perfect for a home office, hobby room, library, or additional guest space. Guests will appreciate the private bedroom and nearby full bath, while the dedicated laundry room and two-car garage provide convenience and functionality. Plantation shutters, crown molding, and 18” on diagonal tile floors (except in bedrooms) add timeless charm and create the perfect Florida ambiance. At the heart of the home is the impressive Gourmet Kitchen, thoughtfully designed for both cooking and entertaining. Features include upgraded gray cabinetry, granite countertops, custom backsplash, stainless steel appliances, natural gas range, large center island with seating, double-door pantry, and a window over the sink that fills the space with natural light. The open-concept Great Room and dining area create a welcoming gathering space and seamlessly connect to the screened lanai, making indoor-outdoor living a breeze. The private owner's suite is tucked away at the rear of the home and features a spacious walk-in closet and an ensuite bath with dual vanities and an upgraded step-in/roll-in tiled shower designed for convenience and accessibility. Step outside to the screened lanai and enjoy your morning coffee, evening cocktail, or simply relax while taking in the peaceful surroundings. The home's abundance of windows creates a bright, cheerful atmosphere throughout. Adding exceptional value are the fully paid and transferable solar panels, helping keep utility costs low, along with natural gas service for cooking and other household needs. Simply unpack and start enjoying the resort-style amenities, clubs, golf, fitness centers, pools, and active social lifestyle that make On Top of the World one of Ocala's premier 55+ communities. This exceptional home truly offers the perfect combination of comfort, efficiency, style, and carefree living. Schedule your private showing today! The monthly HOA fee includes DCM Basic Internet, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, curbside mail delivery, curbside trash & recycling pickup, 24/7 monitored gates and all the amenities that OTOW has to offer; four pools, two state of the art fitness centers, pickleball (both covered and open), billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to several shopping centers.

Features

  • Amenities: Basketball Court, Clubhouse, Elevator(s), Fence Restrictions, Fitness Center, Gated, Maintenance, Optional Additional Fees, Park, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 44 x 124
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2019
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Off Street
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,469
  • Acreage: 0.13
  • Lot Size: 44 x 124
  • Est. Taxes: $3,113
  • HOA Fee: $494 Monthly
  • Lot Desc: Landscaped, Level, Near Golf Course
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM727211
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/OM727211/10018sw98thlane_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2026 10:33:09 PM)
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S   Phone: 352-479-0123

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10018 SW 98TH LANE, Ocala, FL, 34481

$279,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,920 $223,920 $223,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $259 $259 $259
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,361 $1,414 $1,859
Total Monthly Payment $1,695 $1,748 $2,193

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.