104 VALENCIA LOOP, Altamonte Springs, FL, 32714 | $775,000

$5, 000 Towards Buyer Closing Costs! Welcome to Spring Valley, one of Altamonte Springs’ most quietly loved neighborhoods—where pride of ownership, real community, and freedom still exist. This is a OPTIONAL HOA neighborhood, but don’t mistake that for lack of structure. Neighbors here choose to participate, and it shows. People look out for each other. Homes are cared for. The moment you drive in, there’s an unmistakable sense of ease-this is what Florida is supposed to feel like. Set on a spacious 0. 4-acre lot, this home offers privacy and breathing room that’s becoming increasingly rare. A long driveway guides you past the home to a rear garage, keeping the streetscape clean and quiet. The interior features a NEWLY RENOVATED: PRIMARY BATHROOM, CLOSET, GUEST BATHROOM, IN - LAW SUITE BEDROOM. featuring new porcelain tile flooring throughout most living areas and plantation shutters in every room, filling the space with natural light while maintaining comfort and control. Both the living room and family room provide distinct spaces to gather, relax, or entertain-ideal for everyday living and hosting. Step outside and you’ll find the true centerpiece: a massive pool paired with generous green space for play, lounging, or future outdoor upgrades. Along the perimeter, mature banana trees add a natural, tropical backdrop that feels private and established. One of the home’s standout features is the insulated garage, complete with a mini-split system, which connects to an additional room, bathroom, and laundry area. This layout is perfect for an in-law suite, guest quarters, home office, or rental opportunity, offering flexibility without compromising the main living space. Location matters-and this one delivers. Just outside the community, SR 436’s commercial corridor gives you immediate access to shopping, dining, groceries, fitness, and daily conveniences, while still allowing Spring Valley to feel tucked away and residential.

Features

  • Rooms: 5
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 1977
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Rear, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,812
  • Acreage: 0.4
  • Est. Taxes: $6,332
  • Elem. School: Spring Lake Elementary
  • High School: Lyman High
  • Pool: In Ground
  • Appliances: Built-In Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • MLS#: O6419057
  • Website: https://www.raveis.com
    /prop/O6419057/104valencialoop_altamontesprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/28/2026 8:17:12 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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104 VALENCIA LOOP, Altamonte Springs, FL, 32714

$775,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $528 $528 $528
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,713 $3,868 $5,107
Total Monthly Payment $4,333 $4,488 $5,727

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.