19832 Maddelena CIR, Estero, FL, 33967 | $774,900

One or more photo(s) has been virtually staged, AI generated or rendered. One or more exterior photo(s) has been virtually staged, AI generated or rendered. Positioned on a private preserve homesite within Belle Lago, this Toll Brothers-built Salerno model offers approximately 2, 500 square feet with four bedrooms, three full baths, and one of the community's most sought-after floor plans. Thoughtfully designed for comfortable everyday living and entertaining, the home combines quality construction, storm protection, and exceptional indoor-outdoor living.
A covered entry opens to an inviting interior featuring porcelain tile installed on the diagonal throughout the main living areas, luxury vinyl plank flooring in the bedrooms, tray ceilings, crown molding, and abundant natural light. Wide sightlines extend from the foyer through the great room to the screened lanai and preserve beyond. The great room also features a built-in four-speaker surround sound system.
The open kitchen anchors the living space with rich wood cabinetry, granite countertops, stainless steel appliances, a natural gas cooktop, built-in wall ovens, and an expansive peninsula offering generous workspace, storage, and multiple seating areas. A signature seamless mitered glass breakfast window provides uninterrupted views of the lanai while filling the kitchen with natural light.
The private primary suite features a tray ceiling, elegant bay windows overlooking the lanai and preserve, dual walk-in closets, and an en-suite bath with dual vanities, a whirlpool soaking tub, and a separate walk-in shower. Three additional bedrooms and two full baths provide flexible space for guests, a home office, or hobbies.
The screened lanai serves as an extension of the living space with generous covered seating areas, a saltwater pool with an integrated sun shelf, a raised spa, and a peaceful preserve backdrop.
The home is equipped with protected window openings, motorized roll-down hurricane shutters enclosing the covered lanai and front entry, and a whole-house natural gas standby generator. Natural gas also supplies the kitchen cooktop.
The side-loading two-car garage features a painted floor, dedicated mini-split air conditioning system, and a window providing natural daylight, creating a comfortable climate-controlled workspace.
Residents of Belle Lago enjoy access to a clubhouse, resort-style pool, fitness center, tennis courts, pickleball courts, and an active social calendar. One of the community's most distinctive features is direct golf cart access to Estero Country Club at The Vines, allowing convenient access to golf, dining, and additional club amenities. Ideally located in the heart of Estero, Belle Lago is minutes from Coconut Point, Miromar Outlets, Southwest Florida International Airport, healthcare services, and Gulf Coast beaches.

Features

  • Amenities: Basketball,Beach Club Available,Bike And Jog Path,Billiards,Bocce Court,Clubhouse,Community Park,Community Pool,Community Room,Exercise Room,Lap Pool,Pickleball,Play Area,Sidewalk,Streetlight,Tennis Court
  • Bedrooms: 4
  • Baths: 3 full
  • Style: 1 Story/Ranch
  • Development: BELLE LAGO
  • Year Built: 2009
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,539
  • Acreage: 0.21
  • Est. Taxes: $5,106
  • HOA Fee: $2,210 Quarterly
  • Lot Desc: Regular
  • View: Landscaped Area
  • Community Type: Gated,Golf Course,Tennis
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226024384
  • Website: https://www.raveis.com
    /prop/226024384/19832maddelenacir_estero_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Key Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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19832 Maddelena CIR, Estero, FL, 33967

$774,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $619,920 $619,920 $619,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $426 $426 $426
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,713 $3,867 $5,106
Total Monthly Payment $4,231 $4,385 $5,624

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.