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Welcome to 13 Gilbert Lane, an exceptional 4-bedroom, 4-bath modern retreat set on 1. 31 acres in beautiful Putnam Valley. This beautifully updated 4, 400 sq ft home blends luxury, comfort, and functionality, offering an ideal layout for multi-generational living, extended guests, or anyone seeking flexible space. With two primary suites, two laundry rooms, a full spa-style wellness wing, and heated salt-water pool this property delivers a rare combination of amenities not often found at this price point. Step inside to a bright, open-concept main level featuring a chef’s kitchen with quartzite countertops, a large center island, high-end appliances, and an adjoining dining area filled with natural light. The spacious living room offers seamless flow for entertaining, highlighted by elegant finishes, recessed lighting, and views of the backyard oasis. The first of two primary suites is located on the main level, complete with a walk-in closet and a beautifully appointed en-suite bath. Upstairs, the second primary suite provides a private retreat with generous closet space and a luxurious bathroom. Additional bedrooms are spacious and well-designed, offering flexibility for family, guests, or home office needs. A second laundry room adds convenience and efficiency to everyday living. The lower level expands the home’s functionality with a walk-out design, storage areas, and space ideal for recreation, fitness, or future customization. The standout feature of the home is the dedicated spa wing, complete with a sauna, steam/shower room, relaxation lounge, and a modern soaking bath—creating a true at-home sanctuary. Outside, the property transforms into a resort-style escape. Enjoy a heated saltwater pool, multiple lounge areas, a fire pit, outdoor bar, stone fireplace, and a beautifully landscaped yard with mature trees for privacy. A play area, pool house, and multiple patios make this an exceptional setting for gatherings, summer entertaining, and year-round enjoyment. Additional features include a new roof 2025, new Hardi siding 2024, New HVAC Systems 2025, new Navien Hotwater Combi boiler, new whole-house water filtration system (Well-Trol tank, whole-home filters, water softener, UV purification), a whole-house Generac generator, new saltwater pool system with Pentair multi-stage energy-efficient pump, smart thermostats, high ceilings, walk-in closets, heated floors, and a 3-car garage, and new 2025 solar system. With its thoughtful layout, premium upgrades, and unmatched indoor-outdoor living, 13 Gilbert Lane offers a rare opportunity to own a truly turnkey luxury home in a peaceful, convenient location.
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Our Executive Mortgage Banker:
$1,299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,039,200 | $1,039,200 | $1,039,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $1,538 | $1,538 | $1,538 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,900 | $6,231 | $8,769 |
| Total Monthly Payment | $7,563 | $7,894 | $10,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.