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411 Bay Road, Andover, NH, 03216 | $725,000
Discover this rare waterfront property on "The Bay" section of the Blackwater River in scenic Andover, NH. Tucked away from busy roads and weekend crowds, this exceptional property offers a setting where you can enjoy privacy and the calm of nature just 5 minutes from downtown Andover, home of Proctor Academy, and 30 minutes to the state capitol of Concord. Set on . 39 acre, this sprawling ranch home includes a remarkable, 2-years-new, 1, 000 sq. ft. 2nd floor gallery-inspired great room. Its south-facing bay window, providing an elevated view of the bay, and the abundant recessed lighting fill this dramatic sanctuary with bright awe. This upstairs retreat with 8' ceilings has served as a private art and sculpture gallery, and offers possibilities limited only by imagination. The high-output mini-split HVAC system for this room puts a cherry on top. The thoughtful layout of this home sets the right distance between the bedroom/office space on the east side of the home and the two bedrooms, full bath and spacious laundry-utility room on the west side. The gathering areas for cooking, dining and relaxing at the center of the home are highlighted by its 3-season porch with a view. Efficient Rinnai heat and dehumidifiers are placed throughout the home to allow for personal comfort and climate control. Annual tree maintenance, Generac back-up generator and a new retaining wall provide homeowner peace-of-mind. A new deep drilled well brings nature’s tasty essential to your kitchen faucet. Water testing conducted regularly, available at request. The sun, the quiet meandering waters, the change of seasons, the fresh air, the night skies and the ebb and flow of nature. Come see for yourself! For those seeking multi-gen living or having friends or family next door, this home’s neighboring 405 Bay Road is also available now at MLS# 531190 from the same owner. Please conduct your own due diligence on dimensions, insurance, lot lines, etc. An abundance of records available.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1960
- Garage: 2-car Garage
- Heating: Propane,Baseboard,Electric,Gas Heater,Wall Units,Mini Split,Gas Fireplace
- Cooling: Mini Split
- Basement: Basement Stairs,Climate Controlled,Concrete,Concrete Floor,Partially Finished,Walkout
- Approx Sq. Feet: 3,298
- Acreage: 0.39
- Est. Taxes: $8,326
- Lot Desc: Mountain View,River Frontage,Secluded,Sloping,Waterfront,Rural
- Water Front: Yes
- Elem. School: Andover Elem/Middle School
- School District: Merrimack Valley SAU #46
- MLS#: 5097125
- Website: https://www.raveis.com
/prop/5097125/411bayroad_andover_nh?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/28/2026Listing courtesy of Keller Williams Realty-Metropolitan Phone: 603-232-8282
Listing Agent: Ken Tassey
William Raveis Family of Services
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
411 Bay Road, Andover, NH, 03216
$725,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $694 | $694 | $694 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,474 | $3,618 | $4,778 |
| Total Monthly Payment | $4,260 | $4,404 | $5,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NH Mortgage Banker #11083-MB