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This charming 1BR/1BA condo is the largest of the 1BR floor plans and features Southern facing balcony and exposure so you can enjoy sunshine all year long. Corner unit offers ideal location as well as an added window in living area for extra natural light. Hear the ocean as you sit on your private balcony reading, relaxing from a busy day at the beach and pools or simply enjoying the salt air and sunshine. This unit has been lovingly maintained by the current owners for 15+ years and has not been used as a rental so it's in tip-top condition. Sold fully furnished and turnkey. Couch is a sleeper sofa so no problem having guests while you're enjoying your beach retreat. Need to work while you're on vacation? No worries, as the Dining table is multi-functional and can be used as a desk or traditional eating space. HVAC replaced in 2021 with transferable warranty and under annual maintenance plan, plus it includes thermostat you control from your phone with added bonus of controlling humidity inside too. Ceramic tile that looks like beautiful wood floors in kitchen and bath. Updated Bathtub and tile surround make for a clean modern look. Copper pipes have been repiped with pvc, plus Water heater replaced 2023. Electrical panel updated and replaced. Living Area and Bedroom windows have been replaced. Owners are continually upgrading this beautiful unit. Newer Maytag front load Washer and Dryer. Upgraded recessed lights in Kitchen as well as customized recessed area to enhance high ceiling. New ceiling fans with built-in lights and remotes in Kitchen and Living Area. 2025 upgrades include Stainless Steel Refrigerator and Stove. And the only "popcorn" you'll find here is what you pop for watching a movie on the new flat screen TV. All ceilings have smooth California finish. Custom shelving in oversized Walk-in closet allows for plenty of storage. Plantation shutters on windows offers a high-end beach cottage feel. Owners Closet with keyed access in case you decide to rent. Front exterior door has been replaced with Fiberglass for worry free maintenance and also offers full size screen door to allow coastal breezes inside. This condo is so cheerful and feels like you're in a sunny treehouse surrounded by palm trees. Ocean Village Club is a gated and oceanfront community located in the heart of St Augustine Beach at Dondanville Road and A1A. You can walk to coffee shops, great restaurants and entertainment, grocery stores, doughnut shops and more. A short bike ride to the pier featuring kids splash park, weekly Farmers Market, volleyball courts and fun summer concerts. Monthly condo dues include high-speed Wi-Fi, cable, water, sewer, amenities - which include private beach walkover, beachside pool, heated pool, fitness room, clubhouse, tennis courts, outdoor dining pavilion with grilling area, carwash area, gated entrances and more. Ocean Village Club is a pet friendly community allowing owners to have 2 pets with no weight restriction and are only restricted against "aggressive" breeds per their insurance policies. *Owners make one additional payment per year of $450 towards Reserve Funds with the next payment due October 30, 2026. Buyer is aware and assumes future payments. *Buyer to verify pertinent information such as room sizes, measurements, association info etc. *Potential buyers and realtors should be aware this unit is equipped with functioning security cameras that record activity in order to monitor and safeguard it. Cameras convey with sale. *Ocean Village Club was ahead of the State deadlines completing their required Milestone Structural Inspection and Structural Integrity Reserve Study (SIRS). The minor repairs noted on the Milestone were completed in 2024, and the SIRS required initial funding of $398, 178, both of which were funded for with existing Reserve funds and required no special assessment of the owners.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $260 | $260 | $260 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,245 | $1,297 | $1,713 |
| Total Monthly Payment | $1,580 | $1,632 | $2,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.