5664 Cerva LN, Ave Maria, FL, 34142 | $375,000

A standout among Fernwood models, this beautifully upgraded lakefront 2-bedroom plus den residence offers approximately $60, 000 in enhancements and exceptional indoor-outdoor living rarely found in this floor plan. Perfectly situated on a picturesque lake lot in Ave Maria, the home combines luxury finishes, thoughtful upgrades, and serene water views to create a truly one-of-a-kind opportunity.
Inside, elegant 24" x 24" Daltile porcelain tile flows throughout the home, complemented by 8-foot interior doors, custom window treatments, heat-rejecting window film, upgraded lighting fixtures, and a screened front entry. The laundry room has been enhanced with additional 42-inch cabinetry, providing valuable extra storage and functionality.
The gourmet kitchen is thoughtfully appointed with upgraded 42-inch cabinetry, quartz countertops, stainless steel appliances, a tile backsplash, under-cabinet lighting, and a water purification system. A premium convenience package includes pot-and-pan drawers, tray dividers, double pull-out trash bins, cutlery organizers, and roll-out shelving, creating both beauty and efficiency for everyday living.
The spacious owner's suite serves as a private retreat, featuring a luxurious bath with quartz countertops, a comfort-height vanity, a frameless glass shower enclosure, and floor-to-ceiling wall tile.
What truly sets this home apart is its remarkable outdoor living space. Extensive paver upgrades enhance the widened driveway, front entry, and perimeter of the home, extending to the rear patio and lanai. The oversized screened lanai overlooks tranquil lake views and opens to an expansive paver patio, while the fenced backyard provides added privacy without sacrificing the beautiful waterfront setting. Additional exterior features include rear floodlights, a keyless garage entry system, and a convenient Keter outdoor storage enclosure for garbage bins.
For added peace of mind, the property is located in Flood Zone X.
Residents of Maple Ridge at Ave Maria enjoy access to an exceptional array of amenities, including a clubhouse with family entertainment, fitness center, walking and jogging trails, tennis and pickleball courts, bocce courts, dog park, water park, soccer field, playgrounds, and more.
Offering a rare combination of premium upgrades, expanded outdoor living, and stunning lakefront views, this exceptional Fernwood home is move-in ready and sure to impress. Schedule your private showing today and experience the best of award-winning Ave Maria living.

Features

  • Amenities: Basketball,BBQ - Picnic,Bike And Jog Path,Billiards,Bocce Court,Clubhouse,Community Park,Community Pool,Dog Park,Exercise Room,Hobby Room,Internet Access,Other,Play Area,Sauna,See Remarks,Shopping,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: AVE MARIA
  • Year Built: 2023
  • Garage: 1-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 1,366
  • Acreage: 0.1
  • Est. Taxes: $5,441
  • HOA Fee: $95 Monthly
  • Master HOA Fee: $203
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Non-Gated
  • Water Front: Yes
  • Elem. School: ESTATES ELEM.
  • Middle School: CORKSCREW MIDDLE
  • High School: PALMETTO HIGH
  • Pet Policy: No Approval Needed
  • MLS#: 226023948
  • Website: https://www.raveis.com
    /prop/226023948/5664cervaln_avemaria_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5664 Cerva LN, Ave Maria, FL, 34142

$375,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $453 $453 $453
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,797 $1,872 $2,471
Total Monthly Payment $2,325 $2,400 $2,999

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.