25 Spencer Avenue, Guilford (Indian Cove), CT, 06437 | $15,000

WATERFRONT SANCTUARY|furnished MONTHLY summer rental. Escape to Connecticut's shoreline in this waterfront home in Guilford's coveted Indian Cove. Offering 2, 800 square feet on nearly 1/2-acre with direct Long Island Sound frontage, this retreat comfortably sleeps up to 8 guests. Hardwood floors throughout the open-concept main level, where the eat-in kitchen opens to the dining and family rooms, all showcasing breathtaking panoramic water views. The inviting living room with custom built-ins is perfect for relaxing and enjoying quiet conversation. Sliders throughout the main level open to an expansive deck overlooking the lush lawn, with steps leading directly to the water. A full bath with shower, attached two-car garage, full-house generator, and recently installed mini-split systems provide added comfort and convenience. Upstairs, the spacious master suite features three walk-in closets, a full bath, and an enclosed porch with spectacular water views. The second ensuite bedroom also opens to the enclosed porch and includes access to a third-floor sleeping loft with two twin beds. A second-floor laundry room adds convenience. Enjoy kayaking, paddle-boarding, swimming, or simply relaxing by the water, followed by evenings grilling outdoors while taking in unforgettable sunsets over Long Island Sound. Just minutes from Guilford's award-winning Town Green, boutique shopping, restaurants, beach, and commuter rail. Perfect for an unforgettable summer on the Connecticut coast. Available all of July and first two weeks of August (summer rental). Pets considered at the landlord's discretion. Also available for summer weekly (MLS #24186657) and academic (MLS# 24187443) term rentals. *For rentals under 30 days, Tenant is responsible for a 15% occupancy tax*

Features

  • Type: Single Family
  • Town: Guilford
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Upper Level
  • Style: Cape Cod
  • Year Built: 1994
  • Garage: 2-car Attached Garage
  • Heating: Radiant
  • Cooling: Ceiling Fans,Split System
  • Basement: Crawl Space
  • Above Grade Approx. Sq. Feet: 2,735
  • Acreage: 0.44
  • Lot Desc: Professionally Landscaped,Water View
  • Water Front: Yes
  • Elem. School: A. W. Cox
  • Middle School: Baldwin
  • High School: Guilford
  • Pets Allowed: Yes
  • Pet Policy: *At landlord's discretion
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • Lease Term Type: Per Month
  • MLS#: 24187439
  • Website: https://www.raveis.com
    /raveis/24187439/25spenceravenue_guilford_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Vaulted Ceiling,Wall/Wall Carpet12.2 x 15.8Other
Dining Room Ceiling Fan,Sliders,Hardwood Floor10.4 x 19.1Main
Family Room Book Shelves,Built-Ins,Ceiling Fan,Hardwood Floor19.7 x 19.1Main
Full Bath Tile Floor8.6 x 9.3Main
Kitchen Granite Counters,Island,Sliders,Hardwood Floor12.6 x 16.0Main
Living Room Built-Ins,Ceiling Fan,Hardwood Floor14.0 x 16.4Main
Primary Bedroom Cathedral Ceiling,Balcony/Deck,Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor15.6 x 21.1Upper
Primary BR Suite Balcony/Deck,Ceiling Fan,Full Bath,Sliders,Walk-In Closet21.1 x 24.7Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Rose CiardielloLuxury Properties Specialist

203.314.6269

Rose.Ciardiello@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

25 Spencer Avenue, Guilford (Indian Cove), CT, 06437

$15,000

Rose Ciardiello

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.314.6269

Rose.Ciardiello@raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $12,000 $12,000 $12,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $72 $76 $100
Total Monthly Payment $147 $151 $175

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.