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Presented by
Cynthia Bazzano |
257 Morgan Avenue, Johnston, RI, 02919 | $559,900
Welcome to this one-owner, custom built home! Unique property offers incredible flexibility w/ a spacious main residence + a fully separate in-law apartment w/its own entrance & separate utilities. Set on over a half-acre of land this home offers privacy, space & endless possibilities. The main home features 3 bedrooms, 1. 5 baths, hardwood floors, central air & a stunning oversized family room w/beamed cathedral ceilings. Enjoy the bright sunroom that leads out to a deck overlooking the fabulous yard. The kitchen offers a built-in wall A/C & also features a walk out heated basement w/ a workshop & plenty of storage! The in-law offers a separate entrance, separate utilities, 1 bedroom (additional bedrooms in lower level) EIK, living area, full bath, its own walkout heated basement and slider access to a deck! Additional features include city water & sewer, gas heat, newer roof, updated electrical, new hot water heater & heating sys. (1 unit) & a brand-new air handler and condenser in the main house. The oversized shed w/ electricity provides even more storage. A rare opportunity to own a versatile property in desirable Johnston location- spacious, well-maintained & ready for its next owner! Convenient to everything!
Features
- Rooms: 13
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Ranch
- Year Built: 1966
- Garage: No Garage
- Heating: Baseboard,Gas
- Cooling: Central Air,Wall Unit(s)
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 3,924
- Acreage: 0.55
- Est. Taxes: $7,376
- Appliances: Gas Water Heater
- MLS#: 1416499
- Website: https://www.raveis.com
/eprop/1416499/257morganavenue_johnston_ri?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Cynthia BazzanoLuxury Properties Specialist
860.869.2300
Cynthia.Bazzano@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1424716
970.390.2521
John.Kirkutis@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Heidi SummaInsurance Sales Director, William Raveis Insurance
860.919.8074
Heidi.Summa@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
257 Morgan Avenue, Johnston, RI, 02919
$559,900
Cynthia Bazzano
Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.869.2300
Cynthia.Bazzano@Raveis.com
John Kirkutis
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $447,920 | $447,920 | $447,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $615 | $615 | $615 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,683 | $2,828 | $3,720 |
| Total Monthly Payment | $3,390 | $3,535 | $4,427 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB