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Pride of ownership is evident throughout this immaculate 3-bedroom, 2-bath one-level home situated on a spacious . 23-acre cul-de-sac lot in the desirable Pearson Park community. No need to wait for a new construction build with this beautifully maintained one-owner home offers exceptional value, and convenience that can be difficult to find in today's new construction offerings. Step inside to discover an inviting open-concept floor plan featuring luxury vinyl plank flooring throughout the main living areas. The well-appointed kitchen boasts a center island, abundant counter space, and seamless flow into the living and dining areas—perfect for everyday living and entertaining alike. The spacious primary suite provides a private retreat with a spacious walk-in closet and en-suite bath with a step-in shower, while the desirable split-bedroom floor plan offers comfort and privacy for family members or guests. Outside, you'll appreciate the beautifully established lawn and landscaping and a larger homesite, providing room to relax, garden, play, or entertain—without feeling crowded by neighboring homes. Truly move-in ready, this home offers the peace of mind and cleanliness you are seeking. Additional highlights include USDA financing eligibility and a home warranty for added confidence. Enjoy an unbeatable location just a short walk to Downtown Woodruff's restaurants, shops, and Main Street attractions, and McKinney Park featuring a new playground, splash pad, ball fields, and community gathering pavilion. Offering the perfect combination of condition, location, lot size, and value, this home is a standout opportunity in today's market.
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Our Executive Mortgage Banker:
$245,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $196,400 | $196,400 | $196,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $116 | $116 | $116 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,193 | $1,240 | $1,631 |
| Total Monthly Payment | $1,384 | $1,431 | $1,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.