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Welcome to Shell Pointe at Cobblestone, where this beautifully maintained corner-lot home offers the perfect combination of comfort, convenience, and thoughtful upgrades including paid off solar panels. Better than new, this home already has the extras you want in place - including fresh paint, a fully fenced backyard, and a clean, move-in-ready feel from the moment you arrive. Located at the front of the neighborhood and conveniently positioned across from the community amenities, this home delivers an ideal location within the neighborhood. The curb appeal is fresh and inviting, setting the tone for what awaits inside. Step through the foyer and into a bright, open-concept layout filled with natural light and neutral tones, creating the perfect clean slate to make this home your owThe heart of the home is designed for both everyday living and effortless entertaining, with the kitchen flowing seamlessly into the dining and living areas. The kitchen features a timeless look with classic white cabinetry, stainless steel appliances, plentiful counter space, and a generously sized pantry for added storage. The dining area provides just the right amount of separation while still maintaining an open feel, leading into the spacious main living room overlooking the backyard. Upstairs, a large loft offers incredible flexibility -- perfect for a second living area, playroom, home office, media space, or whatever best fits your lifestyle. The owner's suite is spacious and inviting, complete with a private en suite featuring a dual vanity, oversized shower, and a large walk-in closet. Three additional bedrooms, a full shared bathroom, a large laundry room, and extra storage space complete the second floor, giving this home a functional layout with room for everyone. Outside, the fully privacy-fenced backyard is perfectly sized and ready to enjoy. A concrete patio provides space for grilling, relaxing, or entertaining, while the yard offers privacy and room to play, garden, or unwind. One of the true highlights of this home is its location directly across from the neighborhood amenities, including the pool, green space, ponds, and more. Shell Pointe at Cobblestone is centrally located with quick access to shopping, dining, recreation, schools, highways, military bases, and everything you need for daily convenience. Lovingly maintained, freshly updated, and ideally located, this corner-lot home is truly a standout opportunity in Shell Pointe at Cobblestone.
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Our Executive Mortgage Banker:
$397,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $317,600 | $317,600 | $317,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,902 | $2,005 | $2,637 |
| Total Monthly Payment | $1,977 | $2,080 | $2,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.