19 Ridge Road, Beaufort, SC, 29907 | $1,295,000

Welcome to your own private slice of the Lowcountry, where breathtaking marsh views and timeless Southern architecture come together in one exceptional Cat Island retreat.
Tucked away on a beautifully landscaped marshfront homesite of approximately 0. 45 acres, this meticulously maintained residence captures everything that makes Beaufort's coastal lifestyle so special. As you cross the scenic causeway onto Cat Island, life begins to slow down, replaced by sweeping water views, towering oaks, and the peaceful rhythm of the Lowcountry. You are welcomed by a charming 35-foot long rocking chair front porch that sets the tone, welcoming guests through double front doors into a gracious foyer accented by wide-plank heart pine flooring and 10-foot ceilings and views of the marsh. Designed to maximize both comfort and views, the spacious first-floor primary suite overlooks the marsh and opens directly onto the expansive 12' x 24' screened porch. The adjacent living room enjoys the same stunning backdrop, creating seamless indoor-outdoor living and the perfect setting to enjoy Beaufort's legendary views. The thoughtfully designed floor plan offers exceptional flexibility with an open kitchen, formal dining room, spacious den or office, pantry, and generous laundry room with private side entrance. Whether entertaining guests or enjoying a quiet evening at home, every space feels warm, inviting, and functional. Upstairs, two oversized guest bedrooms offer sitting areas and beautiful marsh views, creating peaceful retreats for family and visitors alike. A full bathroom and abundant attic storage complete the second level. Adding tremendous value and versatility is the single level, detached guest cottage behind the two-car garage. Offering approximately 364 square feet of living space, the guest suite features a sitting area, bedroom, full bath, and kitchenette, making it ideal for extended family, visiting guests, a private office, studio, or flex space. With the main house offering approximately 2, 692 square feet, a detached guest suite, beautifully maintained grounds, Flood Zone X designation with no required flood insurance, and some of the most captivating marsh views Beaufort has to offer, this property embodies the very best of Lowcountry living. Cat Island is one of Beaufort's most sought-after private club communities, known for its scenic beauty, golf, and welcoming coastal atmosphere. Optional club memberships provide access to premier amenities, including golf, tennis, swimming, dining, and an active social calendar. This is more than a home. It's a front-row seat to the beauty, tranquility, and timeless charm of the South Carolina Lowcountry. PLEASE NOTE - The owner had two closings. ONLY the original closing is reflected in the MLS. The second closing was a buy out of the other owner. See Beaufort County records, that closing was $389, 620. This is not being reflected per the MLS and sales history showing in the listing below.

Features

  • Amenities: Tennis Court(s), Membership may be required, Pool, Golf
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Development: Ladys Island
  • Year Built: 2003
  • Heating: Propane Leased, Electric, Central, Heat Pump
  • Cooling: Electric, Central Air
  • Basement: No
  • Approx Sq. Feet: 3,056
  • Acreage: 0.45
  • Est. Taxes: $4,404
  • HOA Fee: $930 Annually
  • Appliances: Gas Range, Auto/Gar/Opener, Cable TV/Available, Dishwasher, Refrigerator
  • MLS#: 197071
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /eprop/197071/19ridgeroad_beaufort_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
Listing courtesy of Greco Group Brokered by eXp   Phone: 888-440-2798

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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19 Ridge Road, Beaufort, SC, 29907

$1,295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,036,000 $1,036,000 $1,036,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.121% 6.183%
Monthly Tax Payment $367 $367 $367
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,046 $6,211 $8,742
Total Monthly Payment $6,538 $6,703 $9,234

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.