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Located in Charlotte Park, this home has a backyard that leads to Charlotte Harbor and the Gulf of Mexico! This waterfront salt-water pool home has three bedrooms, two bathrooms and a 2-car garage with excellent elevation. No flooding or hurricane damage. This spacious home has tile flooring throughout the main living rooms, luxury vinal in bedrooms, an open floor plan, cathedral ceilings, ceiling fans, and lots of privacy! The kitchen features corian countertops, lots of storage space, a pantry, a built-in desk, a breakfast bar, a 2-year-old stainless refrigerator and a spacious dining area that overlooks the water. The huge primary bedroom has lanai access and 2 walk-in closets. His and her sinks with built-in vanities and separate shower and tub. Also, the additional bedrooms are on a split floor plan, providing lots of privacy. They both feature ceiling fans and walk-in closets. A four-panel pocketing slider leads out to a large lanai with a heated saltwater pool. The pool heater was replaced in2023 and the pool pump in 2024. The cool deck surface has been recently repainted, and the cage got new screws and screening in 2023. The hot water heater was replaced in 2025. This home is in a quiet neighborhood, minutes from downtown Punta Gorda with shopping, dining, waterfront parks, walking and biking paths, art galleries, Fishermen's Village, Charlotte Harbor Event Center and weekend farmer’s markets. Sellers will most likely need a short term leaseback.
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$624,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $499,200 | $499,200 | $499,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | $728 | $728 | $728 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,990 | $3,152 | $4,145 |
| Total Monthly Payment | $3,810 | $3,972 | $4,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.