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23 Alton Avenue, Cumberland, RI, 02864 | $515,000
Tucked away in one of Cumberland's sought-after neighborhoods, this lovingly maintained 3-bedroom ranch offers the perfect blend of comfort and convenience + an appreciation for nature. Just minutes from hiking trails & conservation land, you'll love coming home to this peaceful setting while still being close to everything. Enjoy a bright, sun-filled interior enhanced by skylights, gleaming hardwood floors, and an easy one-level layout. Large front family/living room has great windows but still has room for mounting today's larger TV screens. Eat-in kitchen space has ample cabinetry and a great sink view to the front yard. Finished room off the front porch makes a wonderful area for a big dining table or a cozy den. The primary bedroom features a walk-in closet, 2 additional bedrooms are well sized for children, guests or office spaces. First-floor laundry adds everyday convenience and a 1st floor cedar closet provides excellent storage. Major updates have already been taken care of, including a newer roof and a high-efficiency natural gas heating system with on-demand hot water. Outside, relax with your morning coffee or unwind after a long day on the expansive screened porch overlooking a private, wooded backyard retreat. Vinyl siding, an attached 2-car garage, town water and sewer complete this move-in-ready home. Whether you're looking to downsize without compromise or searching for your first home in an exceptional neighborhood, make 23 Alton Ave your new address!
Features
- Amenities: Highway Access,Near Schools,Shopping
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch
- Year Built: 1958
- Garage: 2-car Attached,Garage,Garage Door Opener
- Heating: Baseboard,Gas
- Cooling: 1 Unit
- Basement: Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,360
- Acreage: 0.28
- Est. Taxes: $4,500
- Lot Desc: Wooded
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1416425
- Website: https://www.raveis.com
/prop/1416425/23altonavenue_cumberland_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Alton Avenue, Cumberland, RI, 02864
$515,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $375 | $375 | $375 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,468 | $2,601 | $3,421 |
| Total Monthly Payment | $2,935 | $3,068 | $3,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB