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62 Warwick Road, Carmel, NY, 10512 | $389,900
Located in a highly desirable Putnam County location only minutes from I-84 and the Village of Carmel is this massive 5 bedroom 2 full bathroom raised ranch with an over sized 2 car garage, sitting on a perfect level lot with accessory apartment or mother/ daughter potential. The home has been well maintained and features some updates but is in need of some TLC. This is a rare opportunity in today's market to purchase a property with tremendous upside, excessive living space and the potential for a rent generating apartment at a discounted price. Perfect for a flipper or someone looking create immediate equity by turning this house into their dream home. Also available for purchase is MLS # 1018580, which is an additional lot with road frontage on Hutchinson Rd. This lot backs up to 62 Warwick Rd and will double the size of the backyard of 62 Warwick Rd, give the owner of 62 Warwick Rd access to their property from an alternate road and provide the owner of 62 Warwick Rd with the ability to build an additional garage/workshop on the lot.
Features
- Rooms: 11
- Bedrooms: 5
- Baths: 2 full
- Laundry: Inside
- Style: Raised Ranch
- Year Built: 1969
- Garage: 2-car
- Heating: Baseboard, Oil
- Cooling: Wall/Window Unit(s)
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 2,352
- Acreage: 0.23
- Est. Taxes: $18,126
- Lot Desc: Back Yard, Level, See Remarks
- Elem. School: Kent Elementary
- Middle School: George Fischer Middle School
- High School: Carmel High School
- School District: Carmel
- Appliances: Cooktop, Dishwasher, Electric Water Heater, Oven, Range, Refrigerator
- MLS#: 1018579
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/1018579/62warwickroad_carmel_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
62 Warwick Road, Carmel, NY, 10512
$389,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,511 | $1,511 | $1,511 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,868 | $1,946 | $2,569 |
| Total Monthly Payment | $3,453 | $3,531 | $4,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535