152 Cross Street, Hartford, VT, 05001 | $499,000

Life at this Cross Street Cape moves with a comfortable, natural rhythm that feels easy to settle into. Mornings begin with coffee on the deck beneath the trees, where the changing light and surroundings create a sense of calm before the day begins. The vibe feels grounding, with outdoor spaces that invite lingering a little longer, opening a book, catching up with friends, or simply enjoying the stillness that can be hard to find. Inside and out, the property offers a welcome balance between everyday functionality and a place to exhale at the end of the day. From this location, daily life becomes notably more convenient without giving up character or connection to the landscape. Errands, commuting, and regional travel are simplified by quick access to both interstates, making it easy to move through the Upper Valley and beyond. At the same time, the home is close to the kind of destinations that shape a rich local lifestyle. Downtown White River Junction is just minutes away, offering favorite dinner spots, coffee shops, galleries, independent businesses, and the energy of a community known for creativity and culture. An evening out can be as spontaneous as a performance at Northern Stage, a casual meet-up with friends, or a stroll through town to enjoy the atmosphere. Weekends naturally unfold in many directions. Spend the day exploring nearby trails and parks, take in the beauty of river-valley drives, or head to the Montshire for an outing that appeals across generations. Quechee and the surrounding hills offer another layer of recreation and discovery, from scenic back roads to local destinations that make every season feel distinct. Whether your idea of home includes time outdoors, easy access to arts and dining, or a setting that supports both quiet routines and active days, this property brings those pieces together with ease. It is a home that offers privacy when you want it, a lively local scene when you do not, and a strong sense of place year-round.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Cape
  • Year Built: 1990
  • Garage: 2-car Garage
  • Heating: Propane,Baseboard
  • Cooling: None
  • Basement: Bulkhead,Concrete,Concrete Floor,Interior Stairs,Storage Space,Unfinished,Exterior Access,Basement Stairs
  • Approx Sq. Feet: 1,404
  • Acreage: 0.3
  • Est. Taxes: $5,847
  • Lot Desc: Country Setting,Level,Near Country Club,Near Golf Course,Near Paths,Near Shopping,Near Skiing,Neighborhood,Near Hospital
  • Elem. School: Ottauquechee School
  • Middle School: Hartford Memorial Middle
  • High School: Hartford High School
  • School District: Hartford School District
  • MLS#: 5096295
  • Website: https://www.raveis.com
    /prop/5096295/152crossstreet_hartford_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/13/2026
Listing courtesy of BHHS Verani Upper Valley   Phone: 603-643-8822
Listing Agent: Lori Shipulski

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

152 Cross Street, Hartford, VT, 05001

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $487 $487 $487
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,426 $2,521 $3,315
Total Monthly Payment $2,988 $3,083 $3,877

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.