23 Guyette Circle, St. Albans City, VT, 05478 | $445,000

*Open House Sat. 6/27, 10am-12pm. * Welcome to 23 Guyette Circle, nestled on a quiet cul-de-sac in one of St. Albans desirable neighborhood settings. Enjoy peaceful surroundings, sidewalks for evening strolls, and a location that feels tucked away while remaining close to everything. This well-maintained and updated Cape offers 3 bedrooms, 2 bathrooms, a bonus room, and a spacious, functional floor plan designed for everyday living and entertaining. The heart of the home features an updated kitchen with modern appliances, beautiful wood flooring, and an open-concept layout that flows seamlessly into the dining area, and living room. Filled with natural light from abundant windows and skylights, the dining room is a perfect gathering space for family meals, holiday celebrations, or your morning coffee. The first floor has two large bedrooms, and a full bathroom. The second floor features a large main bedroom, a full bathroom, and bonus room, and ample closet space throughout. Two mini-split systems provide efficient heating and air conditioning, allowing for year-round comfort and temperature control in the home. Plus Natural gas heat, and public water and sewer for convenience and affordability. Step outside to enjoy the back deck overlooking the fenced yard, complete with perennial gardens, raised garden beds, and plenty of room for pets, play, or outdoor entertaining. Additional highlights include a storage shed, paved driveway, and an oversized two-car garage with generous walk up storage space above. Conveniently located just minutes from downtown St. Albans, schools, shopping, restaurants, I-89, parks, and recreational opportunities, this move-in-ready home offers the perfect combination of comfort, convenience, and neighborhood charm.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Cape
  • Year Built: 1989
  • Garage: 2-car Garage
  • Heating: Baseboard,Hot Air,Hot Water
  • Cooling: Mini Split
  • Basement: Concrete,Crawl Space
  • Approx Sq. Feet: 2,077
  • Acreage: 0.22
  • Est. Taxes: $6,789
  • Lot Desc: City Lot,Landscaped,Sidewalks,Neighborhood,Near Railroad,Near School(s)
  • Elem. School: St Albans City School
  • Middle School: St. Albans City School
  • High School: BFASt Albans
  • School District: Maple Run USD
  • MLS#: 5096225
  • Website: https://www.raveis.com
    /prop/5096225/23guyettecircle_stalbanscity_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/2/2026
Listing courtesy of Your Journey Real Estate   Phone: 802-483-4187
Listing Agent: The Cheryl Boissoneault Team

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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23 Guyette Circle, St. Albans City, VT, 05478

$445,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $356,000 $356,000 $356,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $566 $566 $566
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,163 $2,248 $2,956
Total Monthly Payment $2,804 $2,889 $3,597

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.