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Virtually Staged. ** Motivated seller offering buyer concessions with acceptable terms. **
Welcome to this lovely 4-bedroom, 2-bath home offering 2, 287 sq. ft. of living space on a spacious 0. 37 acre lot with NO HOA and NO CDD! Enjoy a modern kitchen featuring a cooktop, double built-in wall ovens, built-in microwave, range hood, and brand-new refrigerator. A new roof (2025) adds peace of mind, and the seller will be installing new 2ΒΌ" faux wood blinds on all major windows throughout the home. Seller will consider installation of a proposed 30-foot half-circle radius driveway, subject to permitting and approval requirements, for an additional cost $15K. Property may also be purchased without the driveway improvement.
The oversized primary suite features dual walk-in closets, a spacious en-suite bath, and French doors leading to a private deck. Outside, you'll find a detached garage/workshop, storage shed, and plenty of room for your boat, RV, trailer, and other toys. An access road along the side of the property may allow for a future double gate with the neighboring owner's permission.
Conveniently located in the heart of Valrico, just minutes from shopping, dining, parks, schools, and major roadways. This move-in-ready home offers the perfect combination of space, privacy, and convenience.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$384,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $307,992 | $307,992 | $307,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $492 | $492 | $492 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,822 | $1,921 | $2,537 |
| Total Monthly Payment | $2,389 | $2,488 | $3,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.