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Welcome to 96 School St, a charming, pet-friendly, single-family home located in the heart of idyllic Oyster Bay with easy access to downtown restaurants, the waterfront park, and shops. This beautiful home had a full gut renovation in 2016; it offers 4 bedrooms, 3 bathrooms a thoughtful layout and is oozing with style. Step inside to discover gleaming hardwood floors that flow seamlessly throughout the home. The inviting living room sets the tone with a cozy fireplace, creating the perfect space to relax or entertain. The formal dining room adds a touch of elegance and is ideal for hosting gatherings. The kitchen offers amazing flow with ample counter/prep space, stainless steel appliances and a walk-in pantry offering ample storage for all your culinary needs. The main level flows out to a deck for outdoor dining that overlooks the two-tiered yard. The primary bedroom boasts an ensuite bathroom for added privacy and convenience, while two additional full bathrooms ensure comfort for everyone. The full basement has abundant storage and endless potential; it is currently envisioned as a play area, theater room and home gym. A washer and dryer are also included, making laundry day a breeze. One of the standout upgrades is tucked away in the basement: a premium Aquasana whole-house water filtration system, ensuring high-quality water throughout the entire property. Enjoy the benefits of central air conditioning, and forced air gas heat for year-round comfort. Outside, take advantage of the the various seating areas perfect for unwinding solo or entertaining a crowd. Ample street parking completes the package. Don’t miss the opportunity to make 96 School St your next home. Schedule a showing today and experience all this property has to offer!
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Our Executive Mortgage Banker:
$6,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $4,800 | $4,800 | $4,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $29 | $30 | $40 |
| Total Monthly Payment | $104 | $105 | $115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.