802 S 15TH Street, Palatka, FL, Florida, property flyer

802 S 15TH Street, Palatka, FL, 32177 | $324,900

Situated on a quiet City Street, in the Historical City of Palatka, Florida. This home was part of the historical Pentecostal church next door. Live a fun small-town lifestyle, while being just minutes away from major Florida Cities! Enjoy sidewalk lined streets, city utilities, and best of all just walking distance to the beautiful St. Johns River, and Downtown Palatka. Enter onto your massive front porch overlooking the beauty of the front yard, and waving, passersby. This 2, 000 plus square ft. home, boasts a large living room, real wood paneling and newer laminate flooring, with a stunning view of the beautiful wood staircase and railing! 4 bedrooms, and 3 full baths. 1st floor is a split floorplan, large owner suite, tub/shower combo bathroom, and walk in closet. The massive window was also a part of the original main church building. 2nd 1st floor bedroom also has a walk-in closet. 1st floor full hall bath, accented by a ''Retro'' full size shower. Enter to an ample size kitchen, with real wood cabinetry, and Corian surfaces. Nice breakfast bar peninsula accents this kitchen. Stainless steel range, microwave, and dishwasher finish top it off! Dining area, overlooking two level, screen porches, with awesome views of treelined rear yard. Have your morning coffee while viewing all the wonderful birds visiting daily! Follow the stairs to the large 2nd floor living spaces, nice landing area, and 2 bedrooms facing opposite sides of home with beautiful views. Lots of attic storage on either side of this floor. Double attached carport, and storage, top off the outside. Palatka is centrally located in NE Florida, with major airports, hospitals, and Florida east coast beaches, less than an hour away. Small town living at its best! Come give this home your personal touch, and a little TLC. I would love to have you be a part of our community and my hometown! Home underwent massive updates and remodel in 1990 by previous owners. Updated appliances, and new washer and dryer all convey. On demand natural gas hot water heater! A must see!

Features

Bedrooms: 4
Baths: 3 full
Laundry: Electric Dryer Hookup, Lower Level, Washer Hookup
Style: A-Frame, Historic, Traditional
Year Built: 1900
Heating: Central, Electric

Cooling: Central Air, Electric
Approx Sq. Feet: 2,070
Acreage: 0.32
Est. Taxes: $2,810
Lot Desc: Historic Area
Elem. School: Moseley

High School: Palatka
Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Washer
MLS#: 2152669
Days on Market: 10 days
Website: https://www.raveis.com
/prop/2152669/802s15thstreet_palatka_fl?source=qrflyer

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

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Our Insurance Division:

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802 S 15TH Street, Palatka, FL, 32177

$324,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$259,920	$259,920	$259,920
Term	360 months	360 months	180 months
Initial Interest Rate**	5.990%	6.490%	5.625%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.370%	6.615%	5.866%
Monthly Tax Payment	$234	$234	$234
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$1,557	$1,641	$2,141
Total Monthly Payment	$1,866	$1,950	$2,450

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.