|
Within the desired Sanctuary enclave of River Club, this custom Todd Johnson waterfront residence captures the essence of refined Florida living in one of the area's established and picturesque communities. Known for its mature tree-lined streets and homes gracefully positioned around an 18-hole public golf course, River Club offers a rare blend of timeless charm and everyday convenience. Combining an exceptional location near Braden River Elementary and Braden River Middle School with the uncommon advantages of low HOA fees and no CDD fees, River Club continues to be one of the area's most enduring places to call home. Designed for gracious everyday living and effortless entertaining, the home offers an expansive floor plan with over 2, 700 square feet of living space, three generously proportioned bedrooms, each thoughtfully built with a 2-foot expansion, along with three full baths featuring oversized vanities. A spacious den adds versatility for a private office, media lounge or additional guest accommodations, while the oversized garage, also extended approximately two to three feet in both width and length, has been enhanced with custom cabinetry to provide exceptional storage and function. This home has been thoughtfully maintained over the years with many updates already completed, including a new roof in 2020, new air conditioner in 2024, fresh exterior paint in 2026, resurfaced pool decking in 2025 and kitchen appliances, washer and dryer replaced in 2017. On an elevated homesite, approximately 36 inches above the crown of the road and located outside of a designated flood zone, the residence reflects thoughtful planning and enduring quality. These improvements provide a strong foundation for comfortable living while allowing the next owner the opportunity to tailor the interiors to their own vision and style. Beyond the interiors, outside, an expansive screened lanai frames the sparkling pool and tranquil water views, creating an inviting backdrop for morning coffee, sunset cocktails and year-round entertaining. With generous covered and open-air living spaces, the lanai offers a private retreat that embraces the beauty of the waterfront setting and the ease of the Florida lifestyle. Ideally located near Lakewood Ranch with convenient access to Sarasota and Tampa, River Club offers proximity to an exceptional array of lifestyle amenities, from The Mall at University Town Center and Nathan Benderson Park to championship golf, Gulf Coast beaches, fine dining, upscale shopping and Sarasota’s celebrated arts and cultural scene. This is a rare opportunity to enjoy a spacious waterfront home in a community defined by natural beauty, enduring character and an enviable location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$785,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $628,000 | $628,000 | $628,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $392 | $392 | $392 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,761 | $3,965 | $5,215 |
| Total Monthly Payment | $4,245 | $4,449 | $5,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.