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Small Town, Big Heart. Welcome Home. Welcome to the heart of charming downtown Iva, where there's just one stoplight, kids still ride their bikes, and neighbors know each other by name. This beautiful new construction home offers the perfect blend of modern comfort and timeless small town charm. From the inviting rocking chair front porch to the sidewalk lined streets, every detail encourages you to slow down and enjoy life's simple pleasures. Inside, you'll find 3 spacious bedrooms, 2 stylish bathrooms, an open concept floor plan filled with natural light, luxury finishes, and a stunning island kitchen designed for gathering with family and friends. Step outside to your own private backyard retreat featuring a wood privacy fence, an expansive deck, cozy sitting area, and beautiful brick planters with thoughtful hardscaping. It's the perfect place to relax after a day on the lake or an evening downtown. Just a short walk from local restaurants, shops, and community events, this home offers the laid back lifestyle you've been searching for. With Lake Russell, Lake Secession, and Lake Hartwell all just a short drive away, endless opportunities for boating, fishing, and outdoor adventure are always within reach. If you've been dreaming of a place where front porch conversations still happen, evening strolls are part of everyday life, and home truly feels like home, you've just found it
| Type | Dimensions |
|---|---|
| Bedroom2 | 10'3X8'10 |
| Bedroom3 | 11'7X12'8 |
| DiningRoom | 9'5X12'7 |
| Kitchen | 12'7X12'6 |
| Laundry | 12'7X6 |
| PrimaryBedroom | 13'11X12'7 |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$284,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $227,920 | $227,920 | $227,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,365 | $1,422 | $1,877 |
| Total Monthly Payment | $1,440 | $1,497 | $1,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.