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Tucked at the end of a quiet dead-end street in the heart of Centereach, this oversized 3-bedroom, 2-bath ranch blends comfortable single-level living with standout outdoor space and incredible flexibility. Lovingly maintained throughout the years, the home shows pride of ownership at every turn. Inside, soaring vaulted ceilings give the main living areas an open, airy feel, while energy-efficient LED lighting runs throughout all 1, 694 square feet. Both bathrooms have been tastefully updated, and the home’s big-ticket items offer real peace of mind, including a newer flat roof on the rear just 1 year old, a front shingle roof replaced 5 years ago, 6-inch gutters all around, and updated front siding. The home is also equipped with solar panels, leased and to be assumed by the buyer. A full finished basement with two separate outside entrances adds exceptional flexibility, offering possible mother/daughter potential with proper permits along with plenty of room for extended family, guests, or a home office. Out back is a private retreat built for entertaining, featuring a sparkling in-ground pool with a newer liner, a relaxing hot tub, and a large pergola with a built-in sink and dedicated outdoor entertaining space, all framed by immaculate landscaping. Mature arborvitae surround the pool area, creating a lush, secluded backdrop that makes the entire outdoor space feel like your own private getaway. Come see everything 106 Craft Road has to offer.
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Our Executive Mortgage Banker:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $925 | $925 | $925 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,244 | $4,283 |
| Total Monthly Payment | $4,131 | $4,261 | $5,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.