3120 GUADALUPE DRIVE, Punta Gorda, FL, 33950 | $399,000

Welcome to a home that brings space, function, and everyday Florida living together in all the right ways. This single-story residence offers 3 bedrooms, 2 bathrooms, and an impressive 2, 304 square feet of heated living space, giving you the kind of room that instantly feels flexible, comfortable, and ready for whatever life looks like next. Step inside and the layout opens with generous living spaces designed for connection. The living room, family room, and dining area create an easy flow for entertaining, relaxing, hosting, or simply enjoying quiet evenings at home. Ceramic tile flooring runs throughout, bringing a clean, cohesive look while keeping maintenance simple. Ceiling fans add everyday comfort, while central air and electric heat help keep the home comfortable year-round. The kitchen is practical and well-equipped, featuring stone counters and a full appliance package including a dishwasher, disposal, microwave, range, refrigerator, washer, and dryer. Whether you are preparing a casual breakfast, entertaining guests, or planning a full dinner spread, this kitchen is ready to work with you. The primary suite offers a spacious retreat with a built-in closet and a private bathroom nearby, while the two additional bedrooms also include built-in closets and comfortable proportions. Beyond the main bedrooms, this home really stands out with bonus spaces that give you options. A bonus room, office, and study or den provide room for remote work, creative projects, fitness, guests, storage, or whatever your lifestyle demands. This is not just square footage; it is usable, valuable space that adapts with you. Outside, the home sits on a landscaped 9, 600-square-foot lot with paved street access and a welcoming walk-up presence. The attached 2-car garage adds convenience, storage, and protection, while the block construction, slab foundation, and tile roof offer classic Florida durability. Public water, public sewer, electricity connection, sprinkler meter, and laundry room hookups add to the home’s practical everyday appeal. This is the kind of property that gives you room to breathe, room to grow, and room to make it your own. Spacious interiors, multiple living areas, dedicated flex rooms, stone counters, tile flooring, an attached garage, and a comfortable single-level design all come together to create a home with real presence and real potential. Listing agent is the owner of the property and has never lived in the property.

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 1975
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,304
  • Acreage: 0.22
  • Est. Taxes: $4,651
  • HOA Fee: $31 Monthly
  • Lot Desc: FloodZone, Landscaped
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8523052
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8523052/3120guadalupedrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 3:42:54 AM)
Listing courtesy of VETERANVEST MANAGEMENT LLC   Phone: 727-699-1981

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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3120 GUADALUPE DRIVE, Punta Gorda, FL, 33950

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $388 $388 $388
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,912 $2,015 $2,651
Total Monthly Payment $2,375 $2,478 $3,114

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.