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Stunning one-story 4-bedroom, 2-bathroom single-family home in the highly sought-after Portofino Lakes at Waterstone. This move-in-ready home features a spacious floor plan with formal living, dining, and family rooms. A covered front entry enhances its curb appeal. The beautifully upgraded kitchen showcases approximately $35, 000 in improvements, including granite countertops, custom cabinetry with pull-up cabinets and convenient drawer storage, plus a refrigerator with an ice maker. Additional updates include a newer A/C system and water heater. Enjoy a fully fenced backyard with white vinyl fencing, a paver patio, gazebo, and an automatic sprinkler system in the front and back yard. Additional features include panel shutters, a two-car garage with an automatic garage door opener, and a driveway for multiple vehicles. Residents enjoy a clubhouse, fitness center, playground, security patrol, and three community pools. Minutes from Baptist Homestead Hospital, shopping, dining, parks, grocery stores, and top-rated schools. Very low HOA fees and a beautifully maintained, family-friendly community make this home an exceptional opportunity. Ideally located near a variety of highly rated public and charter schools, this home is an excellent choice for families seeking quality education and convenience. Enjoy easy access to Homestead Bayfront Park, the marina, and weekend escapes to Key Largo and the Florida Keys. Don't miss this incredible opportunity. Call now!
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Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $416,000 | $416,000 | $416,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $473 | $473 | $473 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,528 | $2,629 | $3,455 |
| Total Monthly Payment | $3,093 | $3,194 | $4,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.