35099 ACKLEY TRACE, Zephyrhills, FL, 33541 | $310,000

Investor opportunity or future dream home — this beautifully upgraded 3-bedroom, 2-bath Meritage home in the sought-after Ackley village of Two Rivers is currently tenant-occupied and generating income from day one.
HOME AND INTERIOR: From the moment you arrive, the lush tropical landscaping, charming front entry, and fresh curb appeal set the tone for everything inside. Step through the foyer into a bright, open-concept great room where the living, dining, and kitchen areas flow together under soaring vaulted ceilings — the kind of space that feels much larger than 1, 455 square feet. Tile flooring throughout the main living areas adds elegance and easy maintenance, while plush carpet in all three bedrooms keeps things warm and comfortable. The heart of the home is the showstopping kitchen, featuring an oversized quartz island with seating for four, a deep undermount sink, stainless steel gas range, built-in microwave, French-door refrigerator, and an abundance of crisp shaker cabinetry. The adjacent dining area is perfectly positioned for entertaining, while the open sightlines to the great room keep everyone connected. BEDROOMS AND BATHS: The primary suite is a true retreat — spacious enough for a king-size set, with a ceiling fan and a private ensuite bath boasting a dual-sink quartz vanity. Both secondary bedrooms are generously sized with ceiling fans, ideal for guests, family, or a work-from-home setup. The second full bath features a quartz vanity and tub/shower combo. A dedicated laundry room and a 2-car garage round out the interior.
OUTDOOR & PRIVACY: Out back, a covered rear patio invites you to relax or fire up the grill, overlooking a spacious, fully enclosed yard with a long vinyl privacy fence along the back of the property — giving you room to breathe and the privacy you deserve under the Florida sun.
RESORT STYLE AMENITIES: (The Nest) As an Ackley village resident, you'll have access to The Nest — Two Rivers' community hub featuring a resort-style pool, playground, dog park, bocce and cornhole lawns, grilling and picnic areas, a fire pit, and an event pavilion. Nature trails, green spaces, and winding creeks weave throughout this master-planned community, and golf carts are welcome on community roads.
UNBEATABLELOCATION: Situated off SR-56, between Morris Bridge Road and US-301, with I-75 just 15 minutes away — you're perfectly positioned for everything the Tampa Bay corridor offers. Shop and dine at Tampa Premium Outlets, the Shops at Wiregrass, The Grove, and KRATE. Catch a movie at The Grove or enjoy family entertainment at Main Event. Downtown Tampa and USF are roughly 35–40 minutes away. Zoned for Chester W. Taylor Elementary, Raymond B. Stewart Middle, and Zephyrhills High School, with a new K-8 school planned within the community.
Whether you're adding to your rental portfolio or planning your future home, opportunities like this in Two Rivers don't last. Call today to schedule a showing — tenant in place, so 24-hour notice required.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2023
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,455
  • Acreage: 0.11
  • Est. Taxes: $7,363
  • HOA Fee: $228 Annually
  • Elem. School: Chester W Taylor Elemen-PO
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8513020
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8513020/35099ackleytrace_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/1/2026 3:17:22 PM)
Listing courtesy of MIHARA & ASSOCIATES INC.   Phone: 813-960-2300

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NMLS Mortgage Loan Originator ID 16953

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35099 ACKLEY TRACE, Zephyrhills, FL, 33541

$310,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $248,000 $248,000 $248,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $614 $614 $614
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,507 $1,566 $2,059
Total Monthly Payment $2,196 $2,255 $2,748

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.