3121 SW 23rd Street, Miami, FL, 33145 | $1,650,000

Modern luxury meets timeless Miami elegance in the heart of Silver Bluff. These brand-new 4-bedroom, 4-bathroom townhomes offer nearly 3, 000 sq. ft. of thoughtfully designed living space just minutes from Coconut Grove, Coral Gables, and Brickell. Natural wood accents flow from the striking exterior into the grand entrance, creating a warm and sophisticated first impression. Inside, each residence features impact glass windows and doors, designer lighting, imported finishes, and built-in ceiling speakers for seamless indoor and outdoor entertaining. The chef’s kitchen is beautifully appointed with Italian cabinetry, quartz countertops, and premium stainless-steel appliances. Open-concept living spaces flow effortlessly to a private terrace and stunning coral accents —perfect for entertaining under the Miami sky. Additional highlights include smart-home technology, dry bar on the second floor, a one-car garage and pool Located within walking distance to Coral Way cafés, top-rated schools, and the vibrant lifestyle of Coconut Grove, this is a rare opportunity to own luxury new construction in one of Miami’s most desirable neighborhoods.

Features

  • Amenities: Bar
  • Bedrooms: 4
  • Baths: 4 full
  • Year Built: 2026
  • Garage: 1-car Detached
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,635
  • Est. Taxes: $3,129
  • Adult Communities: Yes
  • Elem. School: Frances S. Tucker
  • High School: Coral Gables
  • Pet Policy: Yes
  • Appliances: Disposal, Dishwasher, Electric Range
  • MLS#: A12044043
  • Website: https://www.raveis.com
    /prop/A12044043/3121sw23rdstreet_miami_fl?source=qrflyer
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Listing courtesy of Epic Capital Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3121 SW 23rd Street, Miami, FL, 33145

$1,650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,320,000 $1,320,000 $1,320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.086% 6.183%
Monthly Tax Payment $261 $261 $261
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,703 $7,914 $11,139
Total Monthly Payment $8,089 $8,300 $11,525

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.