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Fully Renovated, Furnished & Ready to Enjoy at Bay Creek!Not all Bay Creek Villas are created equal, and this exceptional residence proves it. Situated on the desirable third floor, this beautifully renovated villa captures expansive views of the marsh, Big Bay Creek, and St. Helena Sound. The peaceful setting offers a front row seat to Edisto's natural beauty, where dolphins move through the creek, shorebirds gather along the marsh, and coastal breezes set the tone for slow, easy days. Unlike many units that have received only surface level updates, this home was completely reimagined under the direction of the owner/engineer with meticulous attention to detail. Every space reflects thoughtful improvement, from smooth ceilings and fresh finishes to a fully redesigned kitchen andupdated bathrooms. Additional major capital improvements include all new windows, new sliding glass doors, and new interior doors throughout, creating a residence that feels polished, energy efficient, comfortable, and built to last. Adding to its appeal, the villa comes fully furnished in a coastal style that enhances the relaxed setting. Offered turnkey, it is ready for immediate enjoyment as a primary residence, second home, or proven rental investment. The property has a strong history as a vacation rental, with guests consistently commenting on the comfort, condition, and exceptional setting. Bay Creek Villas offers gated access, a waterfront pool, fitness center, and an unbeatable location adjacent to The Marina and Pressley's Restaurant. Bay Creek Park is just steps away, hosting many of Edisto's most popular community events throughout the year. When it's time for the beach, it's just a short walk or bike ride away. For buyers seeking quality, views, location, and turnkey ease, this villa stands out as one of the finest opportunities currently available in Bay Creek Villas.
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Our Executive Mortgage Banker:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,535 | $2,640 | $3,486 |
| Total Monthly Payment | $2,627 | $2,732 | $3,578 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.