30309 ARMENIA ROAD, Leesburg, FL, 34748 | $319,900

Assume a 4. 3% interest rate and enjoy a monthly payment that's difficult to find in today's market! For qualified buyers, this rare assumable loan could save hundreds each month compared to current market rates, making this one of the best values available in Lake Denham Estates.

Beyond the financing opportunity, this 3-bedroom, 2-bath home stands out as one of the most upgraded homes in the community, with over $30, 000 in premium improvements that far exceed the standard builder-grade finishes. Offering 1, 645 square feet of thoughtfully designed living space, every detail has been carefully selected to create a home that feels elevated from the moment you walk through the door.

The stunning kitchen serves as the centerpiece of the home, featuring quartz countertops with a full-height backsplash, upgraded tall cabinetry, a huge walk-in pantry, and a brand-new, never-used Samsung appliance package. Natural gas services the home, including the tankless water heater, while a high-end smart Whirlpool washer and dryer are also included.

White oak luxury vinyl plank flooring extends throughout the main living areas, offering both waterproof durability and timeless style. Additional upgrades include cordless blinds throughout, a fully fenced backyard, a screened lanai with a remote-controlled ceiling fan, and a smart garage door opener with mobile app capability.

The sellers have meticulously maintained the home and have organized warranties, manuals, receipts, and maintenance records in an "Ultimate Home Binder" that will convey to the new owner for added peace of mind.

Residents of Lake Denham Estates enjoy resort-style amenities including a community pool, playground, outdoor fitness area, and scenic walking trails to Lake Denham.

If you've been searching for a move-in-ready home with luxury upgrades, exceptional value, and the opportunity to assume a below-market 4. 3% interest rate, this is one you won't want to miss.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 49 x 120 x 19 x 19 x 120
  • Laundry: Inside
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central, Exhaust Fan, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,645
  • Acreage: 0.12
  • Lot Size: 49 x 120 x 19 x 19 x 120
  • Est. Taxes: $3,807
  • Lot Desc: Cleared, Landscaped, Level, Sidewalk, Street Dead-End
  • Elem. School: Leesburg Elementary
  • Middle School: Oak Park Middle
  • High School: Leesburg High
  • Appliances: Dishwasher, Exhaust Fan, Range, Range Hood, Refrigerator
  • MLS#: G5114006
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/G5114006/30309armeniaroad_leesburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/27/2026 1:17:13 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

30309 ARMENIA ROAD, Leesburg, FL, 34748

$319,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,920 $255,920 $255,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $317 $317 $317
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,533 $1,597 $2,108
Total Monthly Payment $1,925 $1,989 $2,500

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.