14480 120TH AVENUE, Largo, FL, 33774 | $525,000

Virtually Staged. Welcome to one of the best opportunities to own a pool home on Florida’s Gulf Coast. Located in Largo, less than half a mile from the Gulf of Mexico, this move-in ready 3-bedroom, 2-bath, 1-car garage block home offers the rare combination of coastal living with the peace of mind of a non-flood zone, non-evacuation zone, and no HOA. Whether you’re searching for a primary residence, second home, vacation getaway, or investment opportunity, this property delivers the Florida lifestyle buyers dream about while offering exceptional long-term value in an established area of Pinellas County.

Picture yourself starting the day with coffee beside your heated and cooled saltwater pool, spending afternoons entertaining family and friends, and ending the evening surrounded by tropical landscaping beneath colorful Florida sunsets. The fully fenced backyard is a private retreat framed by mature Areca palms, blooming hibiscus, fragrant gardenias, and lush landscaping that create a peaceful escape just minutes from the beach. An expansive travertine pool deck offers generous space for outdoor dining, relaxing, and making the most of Florida’s year-round outdoor lifestyle. The south-facing backyard enjoys sunshine throughout the day while filling the home with beautiful natural light from sunrise to sunset.

Inside, an abundance of natural light highlights the home’s inviting mid-century character. Luxury vinyl plank flooring, plantation shutters, fresh interior paint, freshly cleaned tile, an indoor laundry room, and double-pane windows create a comfortable, move-in ready living environment. A wall of double-pane windows across the spacious Florida flex room seamlessly blends indoor and outdoor living, capturing peaceful views of the backyard and making the pool feel like a natural extension of the home.

Recent improvements include a 2026 roof, updated electrical panel, hurricane shutters, a 2024 water softener, a 2016 water heater, and a 2014 HVAC system professionally maintained under a service contract since 2020, providing added confidence for the next owner.

Living here means more than owning a home. You’re just moments from the Gulf beaches, scenic parks and nature trails, neighborhood boating access, top-rated healthcare and hospitals, convenient grocery stores, shopping, everyday essentials, endless dining options featuring fresh seafood and local favorites, live entertainment, and easy access to Tampa International Airport. Whether your day includes the beach, boating, dining, shopping, or simply relaxing poolside at home, this location checks every box for convenience, recreation, travel, and the Florida lifestyle.

Home is being sold unfurnished. Some listing photos have been virtually staged.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70 x 110
  • Laundry: Inside, Laundry Room
  • Style: Mid-Century Modern
  • Year Built: 1960
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,475
  • Acreage: 0.18
  • Lot Size: 70 x 110
  • Est. Taxes: $4,726
  • Lot Desc: City Lot, Landscaped, Near Golf Course, Near Marina, Near Public Transit
  • View: Pool
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Largo High-PN
  • Pool: Deck, Gunite, In Ground, Lighting, Pool Alarm
  • Appliances: Built-In Oven, Cooktop, Dryer, Freezer, Microwave, Refrigerator, Washer, Water Softener
  • MLS#: TB8523234
  • Website: https://www.raveis.com
    /prop/TB8523234/14480120thavenue_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/3/2026 2:38:49 AM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-282-1788

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14480 120TH AVENUE, Largo, FL, 33774

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $394 $394 $394
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,515 $2,652 $3,488
Total Monthly Payment $3,001 $3,138 $3,974

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.