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DON'T MISS IT!! - 0. 38-acre wooded lot in the Meadows Unit 2 subdivision in Citra, Marion County, with county-maintained dirt road access via NE 164th Lane, level flat terrain, and a rectangular layout measuring approximately 149 by 110 feet. The parcel sits outside city limits, outside any designated flood zone, and provides a straightforward starting point for a future residential build. R-4 Mixed Residential zoning is one of Marion County's more flexible residential designations and supports single-family homes, two-family structures, and both single and double wide manufactured and mobile homes. Tiny homes are allowed. Minimum residence size for this zoning is 1, 200 square feet. Short-term and vacation rentals are allowed subject to state guidelines. Camping is not permitted. RV use on the property is allowed during active construction for temporary living and storage. Building permits are valid for one year and can be extended. No HOA. Setbacks are 25 feet front, 25 feet rear, and 8 feet sides. Annual taxes approximately $132. 22. Parcel number 0742-012-053. Utilities follow standard rural Marion County setup. Power is available nearby; buyer to confirm provider and connection costs. A well will need to be installed for water. A standard septic system will need to be installed; buyer to confirm availability and cost. Buyers should verify all utility connection details independently. The property is located along NE 164th Lane with direct access to US-301, connecting to Citra, Ocala, and Gainesville. Citra center is about 8 minutes away for basic needs. Ocala National Forest is approximately 20 minutes out. Indian Lakes State Forest Campground is about 25 minutes away. Ocala is roughly 30 minutes for expanded shopping, healthcare, and services. Gainesville is about 40 minutes. Jacksonville and Orlando are each approximately an hour and 45 minutes away, and Tampa is roughly 2 hours and 10 minutes, placing this parcel near the geographic midpoint of the state with efficient travel routes in every direction. The land's tree cover allows for selective clearing and flexible driveway and home placement. Marion County's central Florida location provides year-round outdoor access to state parks, freshwater lakes, trail systems, and recreation areas throughout Marion and Alachua counties. Marjorie Kinnan Rawlings Historic State Park and The Canyons Adventure Park are both within short driving distance. Owner carry options available.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $11,198 | $11,198 | $11,198 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $67 | $71 | $93 |
| Total Monthly Payment | $142 | $146 | $168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.