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Two primary suites, a double patio, back-to-back fireplaces, and over half an acre to call your own. Welcome to 105 Pine Tree Lane a 4-bedroom, 3-full-bathroom home offering 2, 658 square feet of living space on one of the most generous lots in the neighborhood at 0. 58 acres. Nestled in the established Spring Valley Farms community of Altamonte Springs, this home combines the space and privacy of a large lot with a vibrant, amenity-rich neighborhood and a location that puts you minutes from everything Orlando has to offer.
Four well-sized bedrooms and three full bathrooms give this home a layout that works for families of every configuration whether you need a dedicated guest suite, a home office, or simply space to spread out. At 2, 658 square feet, the living areas flow comfortably between the kitchen, dining, and main living spaces. The 0. 58-acre lot delivers the kind of outdoor breathing room that is increasingly rare in Altamonte Springs at this price point. Beautiful wood sliders and double pane energy-efficient windows fill the home with natural light while keeping utility costs low. Brand new water heaters, and AC system, and a 9-year-old roof mean the big-ticket items are already handled move in and enjoy
The feature that sets this home apart from virtually everything else in this price range two full primary suites, each with its own private bath. This layout is ideal for multi-generational families, long-term guests, or simply buyers who want the luxury of true suite-level privacy for more than one bedroom. Back-to-back fireplaces separate the living and family room. At 2, 658 square feet across four bedrooms and three full bathrooms, the floor plan lives larger than the numbers suggest.
Step outside and the lot does the talking. A double patio creates distinct zones for dining, lounging, and entertaining the kind of outdoor living setup Central Florida buyers spend years searching for. The oversized backyard delivers genuine space to breathe, play, garden, or simply enjoy the Florida lifestyle without neighbors crowding every edge of the property.
Spring Valley Farms is the kind of neighborhood people move into and never leave. The optional community association ($525/year, no mandatory restrictions) maintains a community park with direct access to Spring Lake. Residents enjoy tennis and pickleball courts, basketball, volleyball, a playground, and a rentable pavilion.
Monthly Sunset Socials and seasonal community events Easter, Fourth of July, Halloween, Labor Day bring the neighborhood together throughout the year. This is not just a neighborhood. It is a community. The area is also within proximity to several of Central Florida's top-rated private schools, making this an easy choice for families with a wide range of educational priorities. Add quick access to Interstate 4, SR-436, Cranes Roost Park, Altamonte Mall, and easy commute corridors to Orlando, Maitland, and Lake Mary, and the location is as practical as it is desirable. Schedule your showing today!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $279 | $279 | $279 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,234 | $3,369 | $4,448 |
| Total Monthly Payment | $3,605 | $3,740 | $4,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.