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Much desired 3 BR and 2 Bathroom concrete block home!! Make your appointment to view this listing!!! As you enter the front door, this is described and the Living room and dining area combo. Direct entry into the galley kitchen fully equipped with appliances, all fairly new and convey with property. From kitchen area you have immediate access to the laundry room where the hot water , 53 gallon, heater is. The washer and dryer also convey and seller has provided an attached wall shelving for storage. This room also offers a door to the outside for your convenience as well as a seldom seen clothesline!! A step down from laundry area is the extra large room described as the "Family Room". It's your choice of best way to use i. e. . . game room, 4th bedroom ( or 4 & 5th with a partition ) . There could be a possibility of Mother in Law suite with some innovated planning. This room also has a door onto the front porch. Doors from dining area take you to the screened lanai that makes serving from kitchen and outdoor bar b que a piece of cake ( no pun ! ) The back yard is nice and easily maintained. There is a well installed in the back yard and Seller also added for great convenience, a hand pump to obtain water if ever needed. There is a storage shed for all your extras. One last AWESOME part of this property---a new roof!! Please schedule an appointment to view the property.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $56 | $56 | $56 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,433 | $1,492 | $1,970 |
| Total Monthly Payment | $1,564 | $1,623 | $2,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.