20 Heath Drive, Hilton Head Island, SC, 29928 | $1,850,000

Walkable to the beaches of Palmetto Dunes, this Hilton Head Island retreat features 4 spacious bedrooms, 4. 5-baths w/sleeping loft and is designed for gathering, entertaining, and unforgettable beach vacations. Sold fully furnished and ready to enjoy, this large, beach-oriented home comfortably sleeps 14+ and offers multiple living spaces where family and guests can spread out, watch a movie, play cards, enjoy video games, or unwind after a day at the beach. A dramatic entry welcomes you with soaring ceilings, walls of windows, abundant natural light, and warm wood-planked ceiling details that add coastal character throughout the main living areas. The open floor plan creates an easy flow between the living room, dining area, and kitchen, making the home ideal for hosting large groups. The kitchen is a standout with a giant island, sleek black countertops, plentiful cabinets, stainless steel appliances, an island cooktop, excellent prep space, and beautiful natural light. The first-floor owner's suite offers privacy and convenience with generous space, vaulted ceilings, and an extra-large ensuite bath with soaking tub. Additional bedrooms are oversized and thoughtfully arranged for guests, family, or rental flexibility, including bunk room setups, multiple sleeping areas, and private bath access that makes hosting easy. With 4 full bathrooms, everyone has the comfort and space they need. Outdoor living is just as inviting, featuring a heated swimming pool, pool deck, rear deck, and lush tropical surroundings. Enjoy multiple golf fairway and hole views of the Fazio Course, creating a beautiful backdrop for relaxing by the pool or entertaining outdoors. The property also offers a large driveway, attached garage, mature Lowcountry landscaping, and a private island setting surrounded by oaks and palms. Additional highlights include 4 energy-efficient geothermal heating and cooling systems and a new roof in 2021. With rental history exceeding $129K in 2025, this exceptional Palmetto Dunes property offers an incredible turnkey opportunity as a primary residence, second home, or investment property in one of Hilton Head Island's most desirable beach communities. Offered AS IS.

Features

  • Amenities: Beach Rights,Beach Access,Business Center,Playground,Pickleball,Guard,Tennis Court(s),Trail(s)
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: Two Story
  • Development: Palmetto Dunes/Shelter Cove
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,149
  • Acreage: 0.3
  • Lot Desc: 1/4 to 1/2 Acre Lot
  • View: Golf Course,Pool
  • Pets Allowed: Yes
  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Stove,Washer
  • MLS#: 511034
  • Website: https://www.raveis.com
    /eprop/511034/20heathdrive_hiltonheadisland_sc?source=qrflyer
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Listing courtesy of Keller Williams Realty   Phone: 843-682-8100

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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20 Heath Drive, Hilton Head Island, SC, 29928

$1,850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,480,000 $1,480,000 $1,480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.121% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,637 $8,873 $12,489
Total Monthly Payment $8,762 $8,998 $12,614

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.