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Rare opportunity for investors, builders, or developers. Set on 21 acres along Route 3A in Hill, this property offers approximately 1, 850 feet of road frontage, creating strong potential for subdivision along the roadway where topography is more favorable. There appears to be an opportunity to subdivide into two to three additional building lots, with areas suitable for construction before the land transitions to steeper terrain and wetlands. All subdivision and development potential is subject to Town of Hill zoning, frontage requirements, wetlands regulations, and any other applicable approvals. Buyers must conduct their own independent due diligence to determine feasibility. A significant portion of the acreage lies below a steep bank and consists of wet, natural land, providing privacy, wildlife habitat, and recreational use, but not considered buildable. The property is currently improved by a log cabin in need of substantial rehabilitation or potential replacement. The home includes a full cement-block basement (one wall is buckling), one bedroom on the main level, a loft used as a second bedroom, and 1¾ baths. The structure is situated on a steep bank approximately 3–4 feet from the edge; buyers should perform their own due diligence regarding structural integrity, safety, and future use. Private septic, town water, and a three-flue chimney are in place, serving a woodstove, fireplace insert, and an unconnected wood furnace. Property is being sold as-is, as-seen, with seller removing personal belongings only. A rare opportunity to unlock value through subdivision or redevelopment in a location offering frontage, acreage, and long-term potential. DUE TO THE CONDITION OF THE PROPERTY, THE DWELLING IS NOT SAFE TO ENTER. NO INTERIOR ACCESS OR SHOWINGS WILL BE PERMITTED.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/1/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $301 | $301 | $301 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,065 | $1,123 | $1,483 |
| Total Monthly Payment | $1,441 | $1,499 | $1,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.