6331 COCOA LANE, Apollo Beach, FL, 33572 | $739,900

Welcome to your own waterfront retreat! This beautifully updated 4-bedroom, 2-bath pool home offers the perfect blend of comfort, style, and Florida living. Situated on a canal with a private dock and direct access to Tampa Bay with no bridges and NO HOA, this property is a dream for boaters and water enthusiasts. Inside, the desirable split-bedroom floor plan provides both privacy and functionality. Bright, open living spaces feature modern updates throughout, while the renovated kitchen overlooks the pool and canal through charming sliding pass-through windows and flows seamlessly into the living and dining areas, perfect for everyday living and entertaining. The home also includes a large shed, new stainless steel appliances, including the refrigerator, dishwasher, microwave, washer, and dryer. Designed for efficiency and peace of mind, the home features R-38 attic insulation, a new roof (2024), and a new pool screen enclosure (2025). Step outside through one of four sliding glass doors to your private backyard oasis featuring a sparkling screened pool, spacious lanai, private dock, and tranquil canal views. Whether you're enjoying your morning coffee, entertaining guests, or heading out for a day on the water, this home embraces the best of the Florida waterfront lifestyle. Additional highlights include generously sized bedrooms, updated bathrooms, ample storage, and plenty of space for family and friends. Conveniently located near shopping, dining, schools, and major roadways, you'll enjoy peaceful waterfront living without sacrificing everyday convenience. With direct access to Tampa Bay, no bridges, no HOA, a private dock, and major recent upgrades, opportunities like this are rare. Whether you're searching for a primary residence, vacation home, or income-producing short-term rental, this property checks every box. Furniture and decor are available separately. Schedule your private showing today!

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 79 x 125
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Bungalow, Other, Patio, Ranch, Traditional
  • Year Built: 1975
  • Garage: 2-car Circular Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,930
  • Acreage: 0.23
  • Lot Size: 79 x 125
  • Est. Taxes: $3,003
  • Lot Desc: Sidewalk, Street Dead-End
  • View: Pool, Water
  • Water Front: Yes
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: East Bay-HB
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8522652
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8522652/6331cocoalane_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/27/2026 2:36:29 PM)
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC   Phone: 813-933-0677

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6331 COCOA LANE, Apollo Beach, FL, 33572

$739,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $591,920 $591,920 $591,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $250 $250 $250
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,545 $3,693 $4,876
Total Monthly Payment $3,887 $4,035 $5,218

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.