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Welcome home to this beautiful Center Hall Colonial in move-in condition, located in the Town of Union Vale, NY. This home boasts an open floor plan featuring four bedrooms, 3. 5 bathrooms, a two-story foyer, a living room, a formal dining room, and a family room with hardwood floors throughout. The family room includes a wood-burning fireplace and custom built-ins, perfect for relaxation and entertaining. The eat-in kitchen is equipped with granite counters, a center island, and a brand-new refrigerator and microwave. The primary en-suite bedroom features vaulted ceilings, and a spacious bonus room above the garage serves as an ideal office, playroom, or guest space. The finished basement offers a wet bar and full bath, creating an excellent area for gatherings. Outside, you will find a large patio with an in-ground L-shape propane heated pool w/buddy seats, a brown wrought-iron fence, and a wood fire pit. The level yard overlooks a common development area of Nature preserve park of over 20 acres providing shared community space for hiking or riding ATVs and snowmobiles. The home also includes a spacious two-car attached garage, a laundry room, and ample storage. Recent upgrades include: - Completely replaced and widened driveway - New in-ground pool, pool patio, and connecting walkways - Replaced A/C compressors and all new appliances - Interior painting completed in 2022 - New water softener system and wood stove - Trex decking on the front porch - New wood flooring in the living and bonus rooms Ideally situated just five minutes from the Taconic State Parkway, 20 minutes from Metro-North, Elementary and middle school 5 minutes away, high school 10 minutes away, this home offers a convenient commute. You will be close to the many amenities of the Hudson Valley, including local dining, shopping, wineries, and farm-to-fork eateries. Outdoor enthusiasts will enjoy nearby hiking, golfing, horseback riding, and winter sports. Embrace the Hudson Valley lifestyle in this exceptional property. Whether you are searching for your dream home or a smart investment, this property offers endless potential. Don’t miss the chance to make this home yours today.
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Our Executive Mortgage Banker:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,800 | $1,800 | $1,800 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,589 | $3,738 | $4,936 |
| Total Monthly Payment | $5,481 | $5,630 | $6,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.