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Enjoy easy Lowcountry living in this beautifully updated one-story ranch style home situated on a spacious 1/3-acre lot. with no interior steps, this home offers convenient single-level living and a long list of recent improvements that provide peace of mind for years to come. Major updates include a newer roof with a transferrable warranty, newer HVAC system, fresh interior paint, new bedroom carpeting, and laminate flooring throughout the main living areas. New vinyl flooring is being installed in the primary bathroom and laundry room and will also include a transferable warranty. Designed with comfort and efficientcy in mind , the home features storm windows, a whole-house fan that helps keep cooling costs down during warmer Charleston months, and a cozy fireplace for cooler evenings. Additional upgrades include a new attic pull-down staircase, motion-sensor exterior lighting, and a newly screened in porch-perfect for enjoying morning coffee, relaxing after a day at the beach, or entertaining friends. With a generous yard, thoughtful updates, and move-in-ready condition, this home offers the perfect blend of comfort, convenience, and value in a desirable lowcountry setting.
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Our Executive Mortgage Banker:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,531 | $1,593 | $2,093 |
| Total Monthly Payment | $1,606 | $1,668 | $2,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.