316 E FRANCES AVENUE, Tampa, FL, 33602 | $525,000

Exceptional opportunity to own a character-filled bungalow in the heart of Tampa Heights, where historic charm meets comfort. This home offers 2 bedrooms and 2 bathrooms, with a spiral staircase leading to a flexible upper-level retreat ideal as a 3rd bedroom, private office, art studio, or dedicated getaway for children and teens. The home has beautiful arched doorways with impressive ceiling heights, hardwood flooring, a welcoming fireplace, and updated kitchen —ideal for both daily living and hosting guests. The outdoor space is designed for enjoyment and ease, featuring artificial turf, drip irrigation, and a comfortably sized backyard with a deck off the house, pergola sitting area with multiple areas to relax and unwind. Alley access leads to a dedicated rear parking pad, a highly coveted amenity in this sought-after neighborhood. For buyers looking to create a family compound or enjoy close proximity to loved ones, the neighboring property at 314 E. Frances Avenue is also available for purchase. Located just moments from Downtown Tampa, the Riverwalk, acclaimed dining, entertainment, and local hotspots, this distinctive property offers the perfect balance of neighborhood charm and urban convenience.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 36 x 120
  • Laundry: Inside
  • Year Built: 1904
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,425
  • Acreage: 0.1
  • Lot Size: 36 x 120
  • Est. Taxes: $792
  • Appliances: Dryer, Range, Refrigerator, Washer
  • MLS#: TB8523366
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8523366/316efrancesavenue_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 12:11:43 AM)
Listing courtesy of CENTURY 21 RE CHAMPIONS   Phone: 727-398-2774

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

316 E FRANCES AVENUE, Tampa, FL, 33602

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $66 $66 $66
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,552 $2,652 $3,488
Total Monthly Payment $2,710 $2,810 $3,646

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.