1413 HARMONY DRIVE, Port Charlotte, FL, 33952 | $240,000

Welcome to this waterfront residence offering a combination of comfort, functionality, and recent upgrades, all situated along a peaceful freshwater canal in one of Port Charlotte's most convenient locations. Featuring 2 bedrooms, 2 bathrooms, a spacious 2-car garage, and a private dock, this property provides the perfect opportunity to enjoy the Florida lifestyle.
Significant updates include a new metal roof, owned solar panel system, and new 200 amp breaker panel with updated main grounding system installed in 2022, a water heater replaced in 2023, a brand-new front entry door installed in 2025, and impact windows were installed in 2016. These upgrades allow future owners to enjoy the home with confidence while benefiting from improved efficiency.
Stepping inside, you are welcomed by the foyer that offers a welcoming entry space. The home's interior showcases an expansive open living area highlighted by beautiful exposed ceiling beams that add warmth and character.
Tile flooring extends throughout the home with large windows and sliding glass doors allow natural light to fill the interior, creating a bright and airy environment.
One of the standout features of the property is the spacious sunroom, which is seamlessly connected to the main living area through sliding glass doors. This versatile space offers endless possibilities and can be utilized as an additional family room, game room, home office, or simply a relaxing retreat to enjoy views of the canal. Large windows bring the outdoors in while providing a comfortable environment to enjoy year-round. A convenient exterior door provides direct access to the backyard, making indoor-outdoor living effortless.
The primary suite serves as a private retreat, offering abundance of natural light and ample space. The ensuite bathroom features a walk-in shower and an impressive amount of storage with two separate walk-in closets. The guest bedroom is equally inviting, offering generous proportions, excellent natural light, and a built-in closet, creating a comfortable space for family members or overnight guests.
Outside, the property truly shines. The backyard offers an impressive amount of open space, allowing room for gardening, outdoor entertaining or future customization to suit your lifestyle.
The Elkcam waterway freshwater canal frontage creates a serene backdrop that enhances the entire property. Imagine beginning your mornings with a cup of coffee overlooking the canal and unwinding at sunset while watching Florida wildlife pass by.
Location is another major advantage of this property. Conveniently situated near Kings Highway, residents enjoy quick access to major roadways while remaining tucked away in a residential setting. Everyday necessities are just minutes away, with multiple grocery options nearby including Publix, Walmart, Aldi, and Sprouts Farmers Market. A variety of restaurants, shopping centers, medical facilities, and daily conveniences are also within easy reach.
For golf enthusiasts, Deep Creek Golf Club is located near the property, offering a popular local course and year-round opportunities to enjoy the game. Additionally, the vibrant Punta Gorda area is only a short drive away, where residents can explore local restaurants, waterfront dining, boutique shopping, community events, Fishermen's Village, and the scenic Laishley Park along Charlotte Harbor.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 125 x 80
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Florida
  • Year Built: 1985
  • Garage: 2-car Common, Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,754
  • Acreage: 0.23
  • Lot Size: 125 x 80
  • Est. Taxes: $5,288
  • Lot Desc: Cleared, In County, Landscaped
  • View: Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Neil Armstrong Elementary
  • Middle School: Port Charlotte Middle
  • High School: Port Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: C7527264
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7527264/1413harmonydrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/30/2026 12:02:21 AM)
Listing courtesy of RE/MAX PALM REALTY   Phone: 941-743-5525

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1413 HARMONY DRIVE, Port Charlotte, FL, 33952

$240,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $192,000 $192,000 $192,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $441 $441 $441
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,136 $1,198 $1,582
Total Monthly Payment $1,652 $1,714 $2,098

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.