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Welcome to a stately home ideally sited in desirable Ferncliffe Farms, cherished by one family since it was built. Perched high on a corner lot with seasonal water views, this spacious, well-maintained Colonial awaits its next steward. Graced by a large front porch perfect for sunset watching, this inviting home offers generous entertaining spaces and oversized bedrooms. Beautiful hardwoods, solid wood doors, and classic built-ins reflect quality craftsmanship throughout. A gracious foyer opens to a spacious living room flowing into the formal dining room. The eat-in kitchen features abundant solid wood cabinetry, stainless appliances, granite countertops, peninsula seating, and a separate dining area while overlooking manicured gardens and the private backyard. It connects seamlessly to the charming screened porch. Entertain with ease in the large family room with a charming, brick, gas fireplace and built-ins. A tucked-away first-floor laundry area and half bath complete the main level. Upstairs are two spacious bedrooms with double closets, a full bath with double vanity, and a welcoming primary suite with a walk-in closet and en suite bath. Additional potential awaits in the full, unfinished basement. Pride of ownership shines throughout this warm, meticulously maintained home and extends outdoors to a serene backyard filled with mature perennials. Enjoy nearby water access, the East Bay Bike Path, and vibrant downtown Bristol from this treasured Rhode Island homestead.
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Our Executive Mortgage Banker:
Our Insurance Division:
$715,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $572,000 | $572,000 | $572,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $491 | $491 | $491 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,476 | $3,612 | $4,750 |
| Total Monthly Payment | $4,059 | $4,195 | $5,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.