320 State Route 296, Windham, NY, 12496 | $598,000

Charming and newly renovated, this home, reminiscent of an Arts and Crafts Bungalow or Cottage, is a must see. With cedar shake siding and a wrap-around porch, this little gem beckons you to pull up a rocking chair, visit with neighbors & friends and watch the world go by.

From top to bottom, this home has been updated and refreshed! The custom kitchen flows seamlessly into the dining area - light, bright and with plenty of space to add your own finishing touches and furnishings. From here, sliding doors open to a concrete patio - the perfect, private spot to enjoy your morning coffee or tea. French doors lead to the rest of the main living area - two distinct spaces defined yet also connected by a center fireplace with hearth and rustic mantle. The efficient warmth of the fireplace will be much appreciated on cold winter days and nights. Two split A/C units will ease the heat of summer. Abundant windows, wainscoting and rich, warm flooring throughout create an inviting space with versatile furnishing options to suit your wants and needs.

Upstairs are 3 bedrooms and a bathroom with a large, tiled walk-in shower with not one but two shower heads.

The basement is unfinished but has new flooring and is a terrific space. It is dry and heated and although it's not ''living'' space, it offers much usable space for storage and more. The new mini barn/shed provides additional storage for all of your gear and equipment.
This charming home is just around the corner from Windham Mountain but is also walking distance to the Windham Hamlet of Hensonville. Hensonville is experiencing an explosion of growth and activity with options from Haymarket Café to Zach's Place to The Henson Hotel with fine dining at Matilda. There's even a Trading Post!

Windham is synonymous with skiing and exciting things are happening at the Windham Mountain Club. A multi-million-dollar investment has been made resulting in state-of-the-art snowmaking and grooming capabilities. Windham's Racing Program and Adaptive Sports Foundation continue to rank among the best in the country.
Despite big investment and many plans for future improvement and expansion at the ski resort and beyond, Windham retains the small-town charm, character and appeal that has long defined the town's ''special something''. Many come to ski but soon discover and learn to appreciate Windham as a thriving community with hiking, golfing, restaurants and many nearby attractions & events that make it a true year-round, 4 season destination. There really is something for everyone!

With its great location and move-in-ready condition, this home checks all the boxes. Come see if it is the one for you.

Features

  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Laundry Closet, In Kitchen
  • Style: Traditional
  • Year Built: 1930
  • Heating: Baseboard, Electric
  • Cooling: Wall Unit(s)
  • Basement: Concrete, Full, Walk-Out Access
  • Acreage: 0.38
  • Est. Taxes: $2,755
  • View: Neighborhood
  • School District: Wind-Ash-Jewett
  • Appliances: Dishwasher, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer
  • MLS#: 20263564
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/20263564/320stateroute296_windham_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Bunce Realty

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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320 State Route 296, Windham, NY, 12496

$598,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $478,400 $478,400 $478,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $230 $230 $230
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,865 $2,985 $3,941
Total Monthly Payment $3,187 $3,307 $4,263

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.