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Welcome to this extremely well-maintained 4-bedroom, 3. 5-bath home in a prime New Rochelle neighborhood. Designed for comfort and flexibility, this home lives like a 5-bedroom thanks to two spacious finished rooms and a half bathroom on the lower level. Ideal for guests, au pair, or office use. The main level offers a bright living room, an eat-in kitchen, a family room, and a formal dining room with sliding doors to the expansive patio. Upstairs, the generous primary suite features two full bathrooms and a walk-in closet, complemented by three additional bedrooms and a renovated hall bath. Recent upgrades include owned solar panels, a new roof, new windows, new furnace, and new water heater, providing exceptional efficiency and peace of mind. Set on a level and private 0. 33-acre lot, this home offers easy access to schools, parks, shopping, and transportation. Come make 304 Surrey Drive yours.
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Our Executive Mortgage Banker:
$1,325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,060,000 | $1,060,000 | $1,060,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | $1,786 | $1,786 | $1,786 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,019 | $6,355 | $8,945 |
| Total Monthly Payment | $7,930 | $8,266 | $10,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.