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STUNNING UPDATES in this 2/2 CONDO NEAR SHOPS AND RESTAURANTS IN A TRANQUIL PARK-LIKE SETTING. Welcome to Bay Oaks Condominiums! This beautifully updated first-floor 2-bedroom, 2-bath condominium offers an inviting open floor plan designed for comfortable living and effortless entertaining. The (2026) remodeled kitchen features stone countertops, solid wood cabinetry, stainless steel appliances, and ample workspace, all flowing seamlessly into the spacious living and dining areas with an open breakfast bar. Contemporary style over-sized 2ft x 4ft rectified porcelain tile flooring extends throughout the home, creating a sleek, modern look with easy maintenance. The primary suite includes a beautifully updated ensuite bathroom with decorator tile accents and offers plenty of closet space with the walk-in closet. Access the screened patio directly from the bedroom through the sliding doors. Additional sliding glass doors fill the main living area with natural light and open to the private screened patio, creating the perfect indoor-outdoor living space. Surrounded by mature trees and peaceful nature views, the patio features stylish tile flooring continued from the main living area, a ceiling fan, and a convenient laundry closet with a full-size washer and dryer. Additional highlights include COVERED ASSIGNED PARKING right outside your front door with nearby guest parking, a pet-friendly community with a dog park area, a pond-front pool and the added peace of mind of being located in flood zone X. Conveniently situated just minutes from grocery stores, shopping, restaurants, parks, and Gulf beaches, this move-in-ready home offers the perfect combination of comfort, convenience, and Florida living at a very attractive price. Don't miss your opportunity to own this exceptional Bay Oaks condo!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $250 | $250 | $250 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,102 | $1,148 | $1,516 |
| Total Monthly Payment | $1,427 | $1,473 | $1,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.