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Welcome to 1024 Michigan Drive E, a charming 2 BEDROOM, 1 BATH Dunedin home with an attached 1 CAR GARAGE, garage half bath and fully fenced backyard. . . . . . . Set in a convenient location just minutes from Downtown Dunedin, Mease Dunedin Hospital, the Pinellas Trail, Toronto Blue Jays Stadium, local restaurants, breweries, parks and waterfront favorites, this home offers an appealing opportunity for a first-time buyer, seasonal owner, downsizer or buy-and-hold investor looking for a smaller home where they can settle in now while still having some things they can do at their own pace. . . . . . . . . . . Inside, the home has a light, comfortable feel with original HEART OF PINE WOOD FLOORS, a dedicated living room, separate dining area and a tongue-and-groove paneled flex room that adds warmth and character. . . . . . . . . . This flexible space could work nicely as a sitting room, office, hobby area or informal bonus room. . . . . . . Practical updates include a 2021 HVAC system, impact-rated windows installed in 2020/2021, hurricane-rated garage door, updated electrical panel, fresh interior/exterior paint, fully fenced back yard and a walk-up attic with excellent storage. . . . . . . . . . The extra-long garage provides space for the washer/dryer, workbench, access to the back yard and, as mentioned, the added convenience of a half bath. . . . . . . . . . This house is also in Flood Zone X where lenders do not require flood insurance and a NON EVACUATION ZONE!!!. . . . . . . With its cozy scale, classic wood floors, useful storage, fenced yard and close proximity to the heart of downtown Dunedin, this home is a great opportunity to put down roots, enjoy the location and make it your own over time. . . . . . . Schedule your private showing and come see the potential for yourself.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $201 | $201 | $201 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,797 | $1,872 | $2,471 |
| Total Monthly Payment | $2,073 | $2,148 | $2,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.